SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD)

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) is a grant for homebuyers in San Diego, California, administered by LISC San Diego. Up to $40,000 in down payment assistance grant for teachers employed by San Diego Unified School District or Poway Unified School District. Launched March 1, 2025. Up to $40,000 in assistance. non-repayable grant. Funding comes from City of San Diego.

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) offers up to $40,000 in assistance. The program asks homebuyers to contribute 1% of purchase price (borrower minimum). The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — LISC San Diego determines any individual award.

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) is structured as a grant, so it is not repaid. Repayment is triggered by None (grant). The assistance is recorded in N/A (grant - no lien) position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. On credit, the program states: Contact lender for current credit score requirements. A homebuyer education course is required. Residency requirement: Purchase within City of San Diego; must be SDUSD or PUSD teacher. Citizenship or immigration status: U.S. citizen, permanent resident alien, or other eligible non-citizen. Must be credentialed teacher employed by San Diego Unified School District (SDUSD) or Poway Unified School District (PUSD). $15,000 non-repayable grant. Must use SDHC-approved lender.

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) limits household income to 160% of the area median income, which varies by county and household size. Contact program provider for current income limits. The limit applies to total household income, not only the borrower’s. The program lists a maximum household size of 8. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) caps the purchase price at $622,250. Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD. New construction is eligible. Manufactured homes are not eligible.

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) names educators among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) serves homebuyers purchasing in San Diego, California.

Applications for SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) go through LISC San Diego, which publishes the current terms and the application steps on its own site. Funds are reserved through Contact provider directly; subject to funding availability. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.