SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD)

What is SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD)?

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) is a grant for homebuyers in San Diego, California, administered by LISC San Diego.

• Up to $40,000 in down payment assistance grant for teachers employed by San Diego Unified School District or Poway Unified School District. Launched March 1, 2025.
• Up to $40,000 in assistance.
• non-repayable grant.
• Funding comes from City of San Diego.

How much assistance does it provide?

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) offers up to $40,000 in assistance.

• The program asks buyers to contribute 1% of purchase price (borrower minimum).
• The program can be combined with other assistance, subject to the rules of each.
• Amounts are the program's published maximums, not an offer — LISC San Diego determines any individual award.

Do you have to pay it back?

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) is structured as a grant, so it is not repaid.

• Repayment is triggered by None (grant).
• The assistance is recorded in N/A (grant - no lien) position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) limits household income to 160% of the area median income, which varies by county and household size.

• Contact program provider for current income limits.
• The limit applies to total household income, not only the borrower’s.
• The program lists a maximum household size of 8.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) caps the purchase price at $622,250.

• Eligible property types include Single-family (1-4 unit), FHA-approved condominium, townhome/PUD.
• New construction is eligible.
• Manufactured homes are not eligible.

Is there eligibility for specific groups?

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) names educators among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) serves buyers purchasing in San Diego, California.

How do you apply?

Applications for SDHC H.O.P.E. Teacher Grant (San Diego & Poway USD) go through LISC San Diego, which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program before funds are reserved.

2. 2

   Contact LISC San Diego to reserve funds

   Funds are reserved through Contact provider directly; subject to funding availability, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.