USDA Rural Development Single Family Housing Guaranteed Loan Program

USDA Rural Development Single Family Housing Guaranteed Loan Program is a first mortgage for homebuyers in Multi-City, California. USDA-guaranteed 100% LTV mortgage. No down payment required. Available only in USDA-designated rural areas. 30-year fixed-rate term. Annual MIP-equivalent fee. USDA-guaranteed 100% LTV first mortgage with no required down payment, in eligible rural areas. Up to 1% upfront guarantee fee + 0.35% annual fee. This is a nationwide program, so it is available beyond a single state or city.

USDA Rural Development Single Family Housing Guaranteed Loan Program is a first mortgage and is repaid under the terms set by the administering agency. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

USDA Rural Development Single Family Housing Guaranteed Loan Program is open to homebuyers who will live in the home as their primary residence. Sourced via Homebuyer Wallet (NT20250001). Property must be in USDA-designated rural area (check eligibility map). Income limits up to 115% of area median (varies by county/HH size). Many CA suburban areas qualify as 'rural' under USDA criteria.

USDA Rural Development Single Family Housing Guaranteed Loan Program limits household income to 115% of the area median income, which varies by county and household size. Up to 115% of area median income (USDA Rural Development limits, varies by county). The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

USDA Rural Development Single Family Housing Guaranteed Loan Program can be used for Single-family.

USDA Rural Development Single Family Housing Guaranteed Loan Program is a nationwide program, so it is not limited to one state.

Applications for USDA Rural Development Single Family Housing Guaranteed Loan Program go through the administering agency. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.