Common questionCommon question
What are the income limits for down payment assistance?
Short answer
2597 of the 2,700-plus programs in the catalog publish an income limit, most commonly as a percentage of the area median income for the county where the home is located. They are recorded in 51 states and territories.
By the numbers
programs publishing an income limit
- States and territoriesStates and territories with one
- 51
- Open nationwideOpen nationwide
- 52
- Grants or forgivableGrants or forgivable loans
- 1,270
- Deferred second loansDeferred second loans
- 710
- Ask for a homebuyer classAsk for a homebuyer class
- 2,228
- No first-time ruleNo first-time requirement
- 713
Hey Prescott catalog of 2,000+ programs. Types are as each program record labels them.
What to know
Because the limit is tied to area median income, the same program admits a different dollar figure in different counties, and the figure is adjusted for household size. Some programs publish a flat dollar cap instead. Each state’s published limits are collected on that state’s limits page.
Near you
See programs where you’re buying
Start with a ZIP code, then a few short questions to see every program that matches your answers. No SSN, no credit pull.
State by state
Programs publishing an income limit, leaving out the 52 nationwide programs.51 states and territories have at least one. Each links to that state’s full directory. Counts leave out the 52 nationwide programs that count here, which apply in every state.
| State | Programs publishing an income limit |
|---|---|
| California | 317 |
| Florida | 188 |
| Texas | 128 |
| Colorado | 88 |
| Pennsylvania | 86 |
| Virginia | 86 |
| Maryland | 80 |
| North Carolina | 80 |
| Ohio | 72 |
| Minnesota | 68 |
Questions, answered
Where do these numbers come from?
Hey Prescott maintains a catalog of 2,000+ active down payment assistance programs across all 50 states and DC, each verified against the administering agency’s own published material and carrying the date it was last checked. The counts on this page are drawn from that catalog and refresh as it does.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.