What are the income limits for down payment assistance?
2598 of the 2,700-plus programs in the catalog publish an income limit, most commonly as a percentage of the area median income for the county where the home is located.
Because the limit is tied to area median income, the same program admits a different dollar figure in different counties, and the figure is adjusted for household size. Some programs publish a flat dollar cap instead. Each state’s published limits are collected on that state’s limits page.
State by state
51 states and territories have at least one. Each links to that state's full directory.
| State | Programs publishing an income limit |
|---|---|
| California | 368 |
| Florida | 188 |
| Texas | 128 |
| Colorado | 89 |
| Pennsylvania | 86 |
| Virginia | 86 |
| Maryland | 80 |
| North Carolina | 80 |
| Ohio | 72 |
| Minnesota | 68 |
| New Jersey | 66 |
| Michigan | 63 |
| New York | 61 |
| Oklahoma | 60 |
| Georgia | 51 |
| South Carolina | 50 |
| Illinois | 48 |
| Louisiana | 48 |
| Tennessee | 48 |
| Connecticut | 47 |
| Wisconsin | 46 |
| Arizona | 45 |
| Iowa | 44 |
| Indiana | 44 |
| Alabama | 37 |
| Kentucky | 33 |
| Montana | 33 |
| Mississippi | 30 |
| New Hampshire | 29 |
| Washington | 29 |
| Massachusetts | 27 |
| Utah | 27 |
| Delaware | 26 |
| Idaho | 26 |
| Nevada | 26 |
| Kansas | 25 |
| Missouri | 25 |
| District of Columbia | 24 |
| West Virginia | 24 |
| Nebraska | 22 |
| New Mexico | 22 |
| Wyoming | 22 |
| South Dakota | 19 |
| Arkansas | 18 |
| Maine | 18 |
| Rhode Island | 18 |
| Alaska | 17 |
| Oregon | 17 |
| Vermont | 15 |
| Hawaii | 13 |
| North Dakota | 10 |
Questions, answered
What are the income limits for down payment assistance?
2598 of the 2,700-plus programs in the catalog publish an income limit, most commonly as a percentage of the area median income for the county where the home is located. Because the limit is tied to area median income, the same program admits a different dollar figure in different counties, and the figure is adjusted for household size. Some programs publish a flat dollar cap instead. Each state’s published limits are collected on that state’s limits page.
Where do these numbers come from?
Hey Prescott maintains a catalog of active down payment assistance programs across all 50 states and DC, each verified against the administering agency's own published material and carrying the date it was last checked. The counts on this page are drawn from that catalog and refresh as it does.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
More questions
- Do you have to pay back down payment assistance?
- Do you have to be a first-time buyer to get down payment assistance?
- Can you combine down payment assistance programs?
- Do you need a homebuyer education class for down payment assistance?
- What credit score do you need for down payment assistance?
- Can you use down payment assistance on a manufactured home?
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