UpPayment Down Payment Assistance (Urban League of Greater Hartford)
UpPayment Down Payment Assistance (Urban League of Greater Hartford) is a grant for homebuyers in Hartford, Connecticut, administered by National Urban League (UpPayment, funded by Progressive); delivered in CT through the Urban League of Greater Hartford.
The program asks for
- First-time homebuyer — with exceptions: First-time buyer = not having owned a primary residence within three years of closing
- The home is occupied as a primary residence
- On credit: No credit score requirement to qualify for UpPayment
- A completed homebuyer education course, through Must enroll with a participating HUD-certified Urban League housing counseling program (Urban League of Greater Hartford)
- Residency: Legal U.S. resident (excluding U.S. territories)
- Citizenship or immigration status: Legal U.S. resident
- Must work with a participating Urban League HUD-certified housing counselor. 2026 application window May 1-Sept 30, rolling/first-come subject to each affiliate's monthly funding. Income limit based on federal poverty guidelines (below 500% FPL), not HUD AMI.
- A home in Hartford County
It doesn’t cover
- Manufactured homes
- Homes outside Hartford County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through Must enroll with a participating HUD-certified Urban League housing counseling program (Urban League of Greater Hartford).
Contact National Urban League (UpPayment, funded by Progressive); delivered in CT through the Urban League of Greater Hartford to reserve funds
Funds are reserved through Applications accepted May 1 - September 30, 2026 on a rolling basis each month; first-come, first-served until each affiliate's monthly allocation is exhausted, and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is UpPayment Down Payment Assistance (Urban League of Greater Hartford)?
UpPayment Down Payment Assistance (Urban League of Greater Hartford) is a grant for homebuyers in Hartford, Connecticut, administered by National Urban League (UpPayment, funded by Progressive); delivered in CT through the Urban League of Greater Hartford. UpPayment is a national down payment assistance grant funded by Progressive and administered by the National Urban League through participating local Urban League HUD-certified housing counseling affiliates, including the Urban League of Greater Hartford. Eligible first-time homebuyers can receive up to $13,500 toward a down payment, with no repayment required. Applicants must work with a participating Urban League housing counselor. 2026 applications accepted May 1-Sept 30 on a rolling, first-come basis. Up to $13,500 grant (never repaid). Free HUD-certified housing counseling. No credit score requirement. Use any lender/agent. Funding comes from Progressive (corporate philanthropy) via National Urban League.
How much assistance does it provide?
UpPayment Down Payment Assistance (Urban League of Greater Hartford) offers up to $13,500 in assistance. The program can be combined with Can be layered with CHFA/other DPA in CT (funds applied to down payment only). Amounts are the program's published maximums, not an offer — National Urban League (UpPayment, funded by Progressive); delivered in CT through the Urban League of Greater Hartford determines any individual award.
Do you have to pay it back?
UpPayment Down Payment Assistance (Urban League of Greater Hartford) is structured as a grant, so it is not repaid. Repayment is triggered by None - grant does not need to be repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
UpPayment Down Payment Assistance (Urban League of Greater Hartford) is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time" has exceptions here: First-time buyer = not having owned a primary residence within three years of closing. On credit, the program states: No credit score requirement to qualify for UpPayment. A homebuyer education course is required, through Must enroll with a participating HUD-certified Urban League housing counseling program (Urban League of Greater Hartford). Residency requirement: Legal U.S. resident (excluding U.S. territories). Citizenship or immigration status: Legal U.S. resident. Must work with a participating Urban League HUD-certified housing counselor. 2026 application window May 1-Sept 30, rolling/first-come subject to each affiliate's monthly funding. Income limit based on federal poverty guidelines (below 500% FPL), not HUD AMI.
What are the income limits?
UpPayment Down Payment Assistance (Urban League of Greater Hartford) sets its income limit as follows: Household annual income below 500% of the federal poverty guidelines. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
UpPayment Down Payment Assistance (Urban League of Greater Hartford) caps the purchase price as follows: Non-commercial, non-mobile residential property intended as permanent residence. Eligible property types include Single Family, Condo, and Townhouse. Manufactured homes are not eligible.
Where does it apply?
UpPayment Down Payment Assistance (Urban League of Greater Hartford) serves homebuyers purchasing in Hartford, Connecticut.
How do you apply?
Applications for UpPayment Down Payment Assistance (Urban League of Greater Hartford) go through National Urban League (UpPayment, funded by Progressive); delivered in CT through the Urban League of Greater Hartford, which publishes the current terms and the application steps on its own site. Funds are reserved through Applications accepted May 1 - September 30, 2026 on a rolling basis each month; first-come, first-served until each affiliate's monthly allocation is exhausted. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Hartford County homebuyersOther programs open to Hartford County homebuyers
- City of New Britain HOME Ownership Program (HOP)Assistance
- Habitat for Humanity of North Central Connecticut Homeownership ProgramAssistance available
- CHFA Mobile Manufactured Home Loan ProgramUp to $150,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 79 programs for Hartford CountyProgram terms are set by National Urban League (UpPayment, funded by Progressive); delivered in CT through the Urban League of Greater Hartford and can change; confirm on the official site before you apply.