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Down payment assistance · Connecticut

Buying a home in Connecticut

47 programs: 17 statewide, the rest run by counties and 12 cities. What you can use depends on where the home is.

Free · No SSN · No credit pull

Start with your county

Local help, prices and income limits differ county to county

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–August 2026.

Anywhere in Connecticut

17 statewide programs

Up to $150,000

CHFA Mobile Manufactured Home Loan Program

First mortgage · Income limits

Up to $50,000

Lift Up Homeownership

Forgivable loan · Forgiven over 5 yrs · Income limits · First-time

Up to $32,099

FHLBank Boston Equity Builder Program (EBP) - Connecticut

Assistance grant · Income limits · First-time

Plus 62 nationwide programs. See them

Free help from a person

16 HUD-approved counseling agencies in Connecticut

16 of the 17 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.

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Income limitsIncome limits and price caps in ConnecticutArea median income for all 8 counties, and the limit each program sets.See the limits

Connecticut questions

What is CHFA Mobile Manufactured Home Loan Program?

CHFA Mobile Manufactured Home Loan Program, a first mortgage (income limits), open anywhere in Connecticut and run by Connecticut Housing Finance Authority (CHFA). Its page has the details and a link to the official site.

Which Connecticut counties run their own programs?

6 counties of 8 have a county or city program listed, among them New Haven, Hartford, Fairfield and Middlesex. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Connecticut?

Many programs ask for one. 16 of the 17 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Connecticut condo?

Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.