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Down payment assistance · Delaware

Buying a home in Delaware

26 programs: 16 statewide, the rest run by counties and 2 cities. What you can use depends on where the home is.

Free · No SSN · No credit pull

Start with your county

Local help, prices and income limits differ county to county

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–August 2026.

Anywhere in Delaware

16 statewide programs

Up to $15,000

First Front Door (FFD)

Assistance grant · Forgiven over 5 yrs · Income limits · First-time

Up to $15,000

First Front Door Keys (Keys)

Assistance grant · Forgiven over 5 yrs · Income limits · First-time

Up to $10,000

Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)

Assistance grant · Income limits · First-time

Plus 62 nationwide programs. See them

Free help from a person

12 HUD-approved counseling agencies in Delaware

6 of the 16 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.

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Income limitsIncome limits and price caps in DelawareArea median income for all 3 counties, and the limit each program sets.See the limits

Delaware questions

What is First Front Door (FFD)?

First Front Door (FFD), a assistance grant for first-time homebuyers (forgiven over 5 yrs, income limits), open anywhere in Delaware and run by FHLBank Pittsburgh (Federal Home Loan Bank of Pittsburgh). Its page has the details and a link to the official site.

Which Delaware counties run their own programs?

3 counties of 3 have a county or city program listed, among them New Castle, Kent and Sussex. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Delaware?

Many programs ask for one. 6 of the 16 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Delaware condo?

11 of the 16 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.

2 Delaware cities with their own program

All 3 counties