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Programs by situation

Down payment assistance for veterans and military families in Delaware

4 programs name veterans and military families: 4 statewide.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a veteran puts a program on this list; it does not decide whether you can use it.

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The 4 programs, closest first

Open anywhere in Delaware

Listed A–Z within each group, not ranked.

In a Delaware city 0 programs

No Delaware city program names veterans and military families. 2 cities run a program of their own. Browse Delaware cities →

Anywhere in Delaware 4 programs

Can sit alongside a city or county program where both allow it
Up to $5,000

Chase Homebuyer Grant

Assistance grant

Names: veterans, active-duty service members, reservists and surviving spouses

See details →
Up to $2,000

Delaware First-Time Homebuyer Tax Credit (DE Tax Credit / MCC)

Mortgage credit certificate · First-time homebuyers

Names: veterans · No homebuyer class in the record

See details →
Deferred

Diamond in the Rough Home Loan

Deferred second loan · First-time homebuyers

Names: veterans · No homebuyer class in the record

See details →
Deferred

Take5 Home Loan

Deferred second loan · First-time homebuyers

Names: veterans · No homebuyer class in the record

See details →

Nationwide 5 programs · not in the 4

Nationwide: 5 more, not in the 4

What to know

What the 4 records say

From each program’s own record. The agency decides who can use it.

  1. 0 of 4

    ask for a homebuyer education class.

  2. 3 of 4

    are limited to first-time homebuyers, as each program defines it.

  3. 4 of 4

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in Delaware

12 HUD-approved counseling agencies in Delaware

A HUD-approved counselor teaches homebuyer classes and can walk you through every rule a program sets.

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Questions, answered

Does being a veteran mean I can use these programs?

No. These programs name veterans and military families in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of Delaware’s own, so it is listed below the 4 Delaware programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.