Down payment assistance · Georgia

Buying a home in Georgia

53 programs: 16 statewide, the rest run by counties and 8 cities. What you can use depends on where the home is.53 programs across Georgia: 16 statewide, the rest run by counties and 8 cities. What you can use depends on where the home is.

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Start with your county

Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Fulton	14	$458,800	$117,800	See Fulton
Chatham	5	$302,700	$107,300	See Chatham
Gwinnett	2	$380,900	$117,800	See Gwinnett
Muscogee	2	$193,900	$85,800	See Muscogee
All 159 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–August 2026.

Anywhere in Georgia

16 statewide programs

Up to $15,000

HAVEN Pilot Program

Assistance grant · New construction · Income limits

See details

Up to $10,000

Georgia Dream Homeownership Program

Deferred second loan · New construction · Income limits · First-time

See details

Up to $10,000

Georgia Dream Peach Plus

Deferred second loan · New construction · Income limits

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

55 HUD-approved counseling agencies in Georgia55 HUD-approved housing counseling agencies in Georgia

12 of the 16 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.12 of the 16 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

Find my counselor

Free account → 90-second match → your counselors

Income limitsIncome limits and price caps in GeorgiaArea median income for all 159 counties, and the limit each program sets.See the limits

Georgia questions

What is HAVEN Pilot Program?

HAVEN Pilot Program, a assistance grant (new construction, income limits), open anywhere in Georgia. Its page has the details and a link to the official site.

Which Georgia counties run their own programs?

12 counties of 159 have a county or city program listed, among them Fulton, Chatham, Gwinnett and Muscogee. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Georgia?

Many programs ask for one. 12 of the 16 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Georgia condo?

14 of the 16 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.

8 Georgia cities with their own program

All 159 counties