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HAVEN Pilot Program

HAVEN Pilot Program is a grant for homebuyers in Georgia.

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The program asks for

  • The home is occupied as a primary residence
  • A minimum 640 credit score
  • A completed homebuyer education course
  • Citizenship or immigration status: U.S. Citizen or Permanent Resident
  • Must be an Honorably Discharged Veteran, Active Duty Military, Reservist, National Guard Member, or Gold Star Family Member. Must qualify for a mortgage through an approved participating lender.
  • A home in Georgia

It doesn’t cover

  • Households above 120% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

120% of the area median income where the home is

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

Where it applies

Georgia’s homes

  • 66.3% single-family
  • 4.4% townhouse
  • 5.1% 2–4 units
  • 16.2% 5+ units
  • 7.9% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$303,300

Georgia median home value

31.5%

built before 1980

U.S. Census Bureau, ACS 2024 5-year.

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved through N/A, and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is HAVEN Pilot Program?

HAVEN Pilot Program is a grant for homebuyers in Georgia. The HAVEN Pilot Program provides $15,000 in down payment and closing cost assistance to eligible veterans, active-duty military personnel, reservists, National Guard members, and Gold Star family members purchasing homes through ANDP (Atlanta Neighborhood Development Partnership)'s Veterans Affordable Homeownership Program in Georgia. Assistance is provided as a grant requiring no repayment. $15,000 grant for down payment and closing costs. No repayment required. Available to veterans, active-duty military, reservists, National Guard members, and Gold Star family members. Homes available with 2-week first-look period exclusively for veterans. Homes are new construction or fully renovated and move-in ready. Income at or below 120% AMI. Minimum 640 credit score. Funding comes from Nonprofit.

How much assistance does it provide?

HAVEN Pilot Program offers up to $15,000 in assistance. Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

HAVEN Pilot Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

HAVEN Pilot Program is open to homebuyers who will live in the home as their primary residence. The program lists a minimum credit score of 640. A homebuyer education course is required. Citizenship or immigration status: U.S. Citizen or Permanent Resident. Must be an Honorably Discharged Veteran, Active Duty Military, Reservist, National Guard Member, or Gold Star Family Member. Must qualify for a mortgage through an approved participating lender.

What are the income limits?

HAVEN Pilot Program limits household income to 120% of the area median income, which varies by county and household size. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

HAVEN Pilot Program can be used for Single Family, Condo, Townhouse, and New Construction. New construction is eligible.

Where does it apply?

HAVEN Pilot Program serves homebuyers purchasing anywhere in Georgia.

How do you apply?

Applications for HAVEN Pilot Program go through the administering agency, which publishes the current terms and the application steps on its own site. Funds are reserved through N/A. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Georgia homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 78 programs for Georgia

Program terms are set by the administering agency and can change; confirm on the official site before you apply.