Quad Cities Home Base Iowa Veteran Homebuyer Incentives (Scott County / Bettendorf)
Assistance grant · New construction
Single Family
See details Sep 2026
Down payment assistance · Iowa
Buying a home in Scott County, IA
2 county-wide programs, 1 city with their own, plus 7 statewide and 62 nationwide.Scott has 2 programs that cover the whole county and 1 city with a program of their own. On top of those, 7 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in ScottAnywhere in Scott County
2 programs for every Scott address2 programs that cover every Scott address
These are run for the whole county, so a home in Davenport, Bettendorf or Eldridge can use them.
Habitat for Humanity Quad Cities Homeownership Program
Down-payment assistance · New construction · Income limits
Single Family
See details Jul 2026
Only inside city limits
1 city with their own program1 Scott city with their own program
For a home inside that city, on top of the county-wide 2.A city program is for a home inside that city. Buying there? It sits on top of the 2 county-wide programs above.
The Scott marketThe Scott housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Scott
- 68.2% single-familysingle-family
- 6.5% townhousetownhouse
- 5.7% 2–4 units2–4 units
- 17.6% 5+ unitscondo & apartment buildings (5+ units)
- 2% mobile & othermobile home & other
Condos count. 0 of the 2 county-wide programs and the one city program list condos as eligible. Quad Cities Home Base Iowa Veteran Homebuyer Incentives (Scott County / Bettendorf) lists single family. Habitat for Humanity Quad Cities Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Scott’s homes were built
pre-19401970s2020+
62.5%
of Scott homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,500
HUD area median income, 4 people (FY2026)HUD area median income, Scott County, 4-person household (FY2026)
$78,277
Median household income (ACS 2024 5-year)Median household income in Scott (Census ACS 2024 5-year)
70%
of occupied homes are owner-occupied (Iowa: 71.7%)
The two income figures measure different things. HUD’s area median income is the one programs use. 11 of the 72 programs here set their income limit as a share of Scott County’s area median income, adjusted for household size. See the published limits for Scott County
Free help in ScottFree help in Scott
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
8 cities and placesA to Z
All cities in Scott CountyAll 8 cities and places in Scott County
has a program of its own
Scott questions
Can I use a county program anywhere in Scott?
The 2 county-wide programs cover homes anywhere in the county. City programs, like Davenport’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Scott County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Scott programs accept condos?
0 of the 2 county-wide programs and the one city program list condos as eligible. Quad Cities Home Base Iowa Veteran Homebuyer Incentives (Scott County / Bettendorf) lists single family. Habitat for Humanity Quad Cities Homeownership Program lists single family. The agency confirms it for the home you choose.
Where can I take a homebuyer class in Scott?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.