Quad Cities Home Base Iowa Veteran Homebuyer Incentives (Scott County / Bettendorf)
Assistance grant · New construction
Down payment assistance · Scott County
Buying a home in Buffalo, IA
2 county programs and 9 statewide.Buffalo has no program of its own, 2 across Scott County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Buffalo
No program of Buffalo’s own yet
No program run for Buffalo alone is listed. A home in Buffalo can use Scott County’s programs below, plus the Iowa statewide and federal ones.
The closest city that runs its own program is Davenport, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ScottAnywhere in Scott County
2 county programs2 county programs a Buffalo homebuyer can use
1 more program is for homes in Davenport. See them 1 program in neighboring cities — for homes inside those cities, not Buffalo
- Davenport — Homebuyer Down Payment Grant Program
The Buffalo marketThe Buffalo housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Buffalo
- 94.6% single-familysingle-family
- 0% townhousetownhouse
- 1.4% 2–4 units2–4 units
- 4% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. None of Buffalo’s 2 local and county programs list condos as eligible. Quad Cities Home Base Iowa Veteran Homebuyer Incentives (Scott County / Bettendorf) lists single family. Habitat for Humanity Quad Cities Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Buffalo’s homes were built
pre-19401970s2020+
88.4%
of Buffalo homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,500
County area median income, 4 people (HUD)HUD area median income, Scott County, 4-person household (2026)
$69,728
Buffalo median household incomeMedian household income in Buffalo (Census, 2024)
10 of the 73 programs here set their income limit as a share of Scott County’s area median income, adjusted for household size. See the published limits for Scott County
Free help nearbyFree help near Buffalo
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Buffalo’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity Quad Cities Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Buffalo questions
Does Buffalo have its own down payment program?
No program run for Buffalo alone is listed. A home in Buffalo can use the 2 programs that cover Scott County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Buffalo?
None of Buffalo’s 2 local and county programs list condos as eligible. Quad Cities Home Base Iowa Veteran Homebuyer Incentives (Scott County / Bettendorf) lists single family. Habitat for Humanity Quad Cities Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Scott County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Scott County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Buffalo?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Buffalo. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
52728
Nearby in Scott
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.