Mortgage Finance Assistance (Nez Perce Tribal Housing Authority)
Down-payment assistance · Income limits
See details Sep 2026
Down payment assistance · Idaho
Buying a home in Nez Perce County, ID
1 county-wide program, plus 11 statewide and 62 nationwide.Nez Perce has 1 program that covers the whole county. On top of those, 11 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in Nez PerceAnywhere in Nez Perce County
1 program for every Nez Perce address1 program that covers every Nez Perce address
It asks for a homebuyer class.This is run for the whole county, so a home in Lewiston, Lewiston Orchards or Lapwai can use it. It asks for a homebuyer class.
The Nez Perce marketThe Nez Perce housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Nez Perce
- 68.3% single-familysingle-family
- 2.6% townhousetownhouse
- 8.5% 2–4 units2–4 units
- 9.6% 5+ unitscondo & apartment buildings (5+ units)
- 11% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Nez Perce’s homes were built
pre-19401970s2020+
61.7%
of Nez Perce homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,900
HUD area median income, 4 people (FY2026)HUD area median income, Nez Perce County, 4-person household (FY2026)
$72,599
Median household income (ACS 2024 5-year)Median household income in Nez Perce (Census ACS 2024 5-year)
70.4%
of occupied homes are owner-occupied (Idaho: 72.1%)
The two income figures measure different things. HUD’s area median income is the one programs use. 12 of the 74 programs here set their income limit as a share of Nez Perce County’s area median income, adjusted for household size. See the published limits for Nez Perce County
Free help in Nez PerceFree help in Nez Perce
2 HUD-approved counseling agencies with an office in the county2 HUD-approved housing counseling agencies with an office in Nez Perce County
Nez Perce’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Mortgage Finance Assistance (Nez Perce Tribal Housing Authority) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Nez Perce County.
3 cities and placesA to Z
All cities in Nez Perce CountyAll 3 cities and places in Nez Perce County
Nez Perce questions
Can I use a county program anywhere in Nez Perce?
The 1 county-wide program cover homes anywhere in the county. City programs are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Nez Perce County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Nez Perce programs accept condos?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
Where can I take a homebuyer class in Nez Perce?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies have an office in Nez Perce County. Create a free account and take the 90-second match to see the ones near you.
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Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.