FHLB Des Moines Native American Homeownership Initiative (NAHI) Grant
Assistance grant · Forgiven over 5 yrs · Income limits
Down payment assistance · Idaho
Buying a home in Idaho
29 programs: 11 statewide, the rest run by counties and 1 city. What you can use depends on where the home is.29 programs across Idaho: 11 statewide, the rest run by counties and 1 city. What you can use depends on where the home is.
Free · No SSN · No credit pull
Start with your county
Local help, prices and income limits differ county to county
- Ada4 local programs · $512,300 · AMI $110,700
- Bannock2 local programs · $300,700 · AMI $100,800
- Canyon2 local programs · $390,000 · AMI $110,700
- Twin Falls2 local programs · $337,900 · AMI $100,200
- All 44 counties
Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–September 2026.
Anywhere in Idaho
11 statewide programs
FHLB Des Moines Home$tart Down Payment Assistance Grant
Assistance grant · Forgiven over 5 yrs · Income limits · First-time
Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)
Mortgage credit certificate · Income limits · First-time
- Veterans · 1
- Teachers · 1
- First responders · 1
- Healthcare workers · 1
- With conventional · 11
- With FHA · 9
- With VA · 10
- With USDA · 9
Plus 62 nationwide programs. See them See nationwide programs
Free help from a person
10 HUD-approved counseling agencies in Idaho10 HUD-approved housing counseling agencies in Idaho
7 of the 11 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.7 of the 11 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.
Find my counselor
Free account → 90-second match → your counselors
Income limitsIncome limits and price caps in IdahoArea median income for all 44 counties, and the limit each program sets.See the limits
Idaho questions
What is FHLB Des Moines Native American Homeownership Initiative (NAHI) Grant?
FHLB Des Moines Native American Homeownership Initiative (NAHI) Grant, a assistance grant (forgiven over 5 yrs, income limits), open anywhere in Idaho and run by Federal Home Loan Bank of Des Moines (through participating member institutions). Its page has the details and a link to the official site.
Which Idaho counties run their own programs?
11 counties of 44 have a county or city program listed, among them Ada, Bannock, Canyon and Twin Falls. The table above lists them, and each county page has its own programs.
Do I need a homebuyer class in Idaho?
Many programs ask for one. 7 of the 11 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.
Can I use assistance on a Idaho condo?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
1 Idaho city with their own program
All 44 counties