ARCH Community Land Trust Homeownership (Blaine County)

ARCH Community Land Trust Homeownership (Blaine County) is a shared-appreciation loan for homebuyers in Hailey, Idaho, administered by ARCH Community Housing Trust. ARCH Community Housing Trust is Blaine County's community land trust, delivering permanently affordable, deed-restricted homeownership since 2005. ARCH finances homes through federally funded (HUD HOME, 80% AMI / Category 4) and privately funded local-workforce (Category L) programs, and buyers of certain ARCH homes can qualify through IHFA for up to 40% down payment assistance. Permanently affordable deed-restricted homes. Up to 40% IHFA down payment assistance on qualifying homes. Income-limited and no-income-limit workforce tracks. Below-market purchase prices. Funding comes from HUD HOME funds (Category 4 homes) and private/partnership funds (Category L workforce homes); paired with IHFA down payment assistance.

ARCH Community Land Trust Homeownership (Blaine County) is a shared-appreciation loan and is repaid under the terms set by ARCH Community Housing Trust. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

ARCH Community Land Trust Homeownership (Blaine County) is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through Finally Home! online homebuyer education (Idaho Housing) must be completed prior to closing. Residency requirement: Local workforce ties for Category L homes. Resale/deed restrictions and net-worth cap (Category L). Buyer must separately qualify with IHFA for the 40% DPA. Recapture/appreciation terms governed by CLT ground lease (specifics not published on page).

ARCH Community Land Trust Homeownership (Blaine County) limits household income to 80% of the area median income, which varies by county and household size. Category 4 homes: household income at or below 80% AMI. 2026 Blaine County limits: 1 $56,240; 2 $64,240; 3 $72,320; 4 $80,320; 5 $86,720; 6 $93,200. Category L workforce homes have no income limit (net-worth cap applies). The limit applies to total household income, not only the borrower’s. The program lists a maximum household size of 6. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

ARCH Community Land Trust Homeownership (Blaine County) serves homebuyers purchasing in Hailey, Idaho.

Applications for ARCH Community Land Trust Homeownership (Blaine County) go through ARCH Community Housing Trust, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.