Coeur d'Alene Tribal Housing Authority Homeownership Program

Coeur d'Alene Tribal Housing Authority Homeownership Program is down payment assistance for homebuyers in Plummer, Idaho, administered by Coeur d'Alene Tribal Housing Authority (CDTHA). The Coeur d'Alene Tribal Housing Authority is the Tribally Designated Housing Entity for the Coeur d'Alene Tribe, empowered to provide financing and administer housing assistance for enrolled members and Native people on the reservation. Its Housing Counseling department delivers homebuyer education, prequalification, budgeting, and credit counseling, and the Authority maintains Mortgage Finance Assistance (MFA) and Individual Development Account (IDA) policies that support the transition to homeownership. Mortgage Finance Assistance (MFA) for tribal members. Individual Development Account (IDA) matched-savings policy. HUD-certified homebuyer education and counseling. Prequalification and loan application assistance. Funding comes from NAHASDA / Indian Housing Block Grant and ICDBG (HUD); Mortgage Finance Assistance (MFA) and Individual Development Account (IDA) policies.

Coeur d'Alene Tribal Housing Authority Homeownership Program is down payment assistance and is repaid under the terms set by Coeur d'Alene Tribal Housing Authority (CDTHA). Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Coeur d'Alene Tribal Housing Authority Homeownership Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through CDTHA Housing Counseling Services (homebuyer education, prequalifying assistance, budgeting, credit counseling, loan application assistance). Residency requirement: Enrolled members of the Coeur d'Alene Tribe; Native people residing on the Coeur d'Alene Reservation. Restricted to enrolled Coeur d'Alene Tribe members / on-reservation Native residents. Specific MFA/IDA dollar amounts and terms governed by Authority policy documents (not published as dollar figures online); contact CDTHA.

Coeur d'Alene Tribal Housing Authority Homeownership Program sets its income limit as follows: Income guidelines per HUD/NAHASDA; specific dollar limits set by Authority policy (not published online). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Coeur d'Alene Tribal Housing Authority Homeownership Program names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Coeur d'Alene Tribal Housing Authority Homeownership Program serves homebuyers purchasing in Plummer, Idaho.

Applications for Coeur d'Alene Tribal Housing Authority Homeownership Program go through Coeur d'Alene Tribal Housing Authority (CDTHA), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.