Fort Hall Housing Authority Tribal Housing Opportunities Program
Fort Hall Housing Authority Tribal Housing Opportunities Program is a repayable second loan for homebuyers in Fort Hall, Idaho, administered by Fort Hall Housing Authority (Shoshone-Bannock Tribes).
The program asks for
- The home is occupied as a primary residence
- Residency: Enrolled Shoshone-Bannock tribal members and families on the Fort Hall Reservation.
- Restricted to enrolled Shoshone-Bannock members on the Fort Hall Reservation. Specific loan amounts, rates, and terms not published online; contact FHHA at (208) 237-1174.
- A home in Bingham County
It doesn’t cover
- Homes outside Bingham County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Bingham County’s homesThe homes in Bingham County
- 75.8% single-familysingle-family
- 2.6% townhousetownhouse
- 7.1% 2–4 units2–4 units
- 2.1% 5+ unitscondo & apartment buildings (5+ units)
- 12.4% mobile & othermobile home & other
$293,300
Bingham County median home value
53.6%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Bingham County
How to apply
How to applyTwo steps, in this order
Contact Fort Hall Housing Authority (Shoshone-Bannock Tribes) to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Fort Hall Housing Authority Tribal Housing Opportunities Program?
Fort Hall Housing Authority Tribal Housing Opportunities Program is a repayable second loan for homebuyers in Fort Hall, Idaho, administered by Fort Hall Housing Authority (Shoshone-Bannock Tribes). The Fort Hall Housing Authority, the Shoshone-Bannock Tribes' housing entity, develops scattered-site homes on the Fort Hall Reservation and assists tribal members who want to become homeowners through its Tribal Housing Opportunities Program. The Tribal Council capitalized a revolving loan fund (initially $2 million) to provide mortgages for future homeowners, and the Authority offers a Leased Homeownership path that lets eligible renters transition into ownership. Tribal revolving-fund mortgages for homeownership. Leased (lease-to-own) homeownership path. New scattered-site homes built for member purchase. Funding comes from NAHASDA / Indian Housing Block Grant (HUD) plus a Tribal Council-funded revolving mortgage loan fund (initial $2 million capitalization).
Do you have to pay it back?
Fort Hall Housing Authority Tribal Housing Opportunities Program is a repayable second loan and is repaid under the terms set by Fort Hall Housing Authority (Shoshone-Bannock Tribes). Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Fort Hall Housing Authority Tribal Housing Opportunities Program is open to homebuyers who will live in the home as their primary residence. Residency requirement: Enrolled Shoshone-Bannock tribal members and families on the Fort Hall Reservation. Restricted to enrolled Shoshone-Bannock members on the Fort Hall Reservation. Specific loan amounts, rates, and terms not published online; contact FHHA at (208) 237-1174.
What are the income limits?
Fort Hall Housing Authority Tribal Housing Opportunities Program sets its income limit as follows: NAHASDA-eligible income for grant-funded units; future revolving-fund loans not required to meet low-income limits. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
Is there eligibility for specific groups?
Fort Hall Housing Authority Tribal Housing Opportunities Program names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Fort Hall Housing Authority Tribal Housing Opportunities Program serves homebuyers purchasing in Fort Hall, Idaho.
How do you apply?
Applications for Fort Hall Housing Authority Tribal Housing Opportunities Program go through Fort Hall Housing Authority (Shoshone-Bannock Tribes), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Bingham County homebuyersOther programs open to Bingham County homebuyers
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 74 programs for Bingham CountyProgram terms are set by Fort Hall Housing Authority (Shoshone-Bannock Tribes) and can change; confirm on the official site before you apply.