Fort Hall Housing Authority Tribal Housing Opportunities Program

What is Fort Hall Housing Authority Tribal Housing Opportunities Program?

Fort Hall Housing Authority Tribal Housing Opportunities Program is a repayable second loan for homebuyers in Fort Hall, Idaho, administered by Fort Hall Housing Authority (Shoshone-Bannock Tribes).

• The Fort Hall Housing Authority, the Shoshone-Bannock Tribes' housing entity, develops scattered-site homes on the Fort Hall Reservation and assists tribal members who want to become homeowners through its Tribal Housing Opportunities Program. The Tribal Council capitalized a revolving loan fund (initially $2 million) to provide mortgages for future homeowners, and the Authority offers a Leased Homeownership path that lets eligible renters transition into ownership.
• Tribal revolving-fund mortgages for homeownership.
• Leased (lease-to-own) homeownership path.
• New scattered-site homes built for member purchase.
• This is a federal program, so it is available beyond a single state or city.
• Funding comes from NAHASDA / Indian Housing Block Grant (HUD) plus a Tribal Council-funded revolving mortgage loan fund (initial $2 million capitalization).

Do you have to pay it back?

Fort Hall Housing Authority Tribal Housing Opportunities Program is a repayable second loan and is repaid under the terms set by Fort Hall Housing Authority (Shoshone-Bannock Tribes).

• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Fort Hall Housing Authority Tribal Housing Opportunities Program is open to buyers who will live in the home as their primary residence.

What are the income limits?

Fort Hall Housing Authority Tribal Housing Opportunities Program sets its income limit as follows: NAHASDA-eligible income for grant-funded units; future revolving-fund loans not required to meet low-income limits.

• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Is there eligibility for specific groups?

Fort Hall Housing Authority Tribal Housing Opportunities Program names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Fort Hall Housing Authority Tribal Housing Opportunities Program is a federal program, so it is not limited to Idaho.

How do you apply?

Applications for Fort Hall Housing Authority Tribal Housing Opportunities Program go through Fort Hall Housing Authority (Shoshone-Bannock Tribes), which publishes the current terms and the application steps on its own site.

1. 1

   Contact Fort Hall Housing Authority (Shoshone-Bannock Tribes) to reserve funds

   Funds are reserved with the provider and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.