Down payment assistance · Illinois
Buying a home in McLean County, IL
2 cities with their own, plus 7 statewide and 62 nationwide.McLean has no program that covers the whole county and 2 cities with a program of their own. On top of those, 7 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Only inside city limits
2 cities with their own program2 McLean cities with their own program
For a home inside that city.A city program is for a home inside that city.
The McLean marketThe McLean housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in McLean
- 60.3% single-familysingle-family
- 5.4% townhousetownhouse
- 7.1% 2–4 units2–4 units
- 23.6% 5+ unitscondo & apartment buildings (5+ units)
- 3.6% mobile & othermobile home & other
Condos count. 1 of the 2 city programs list condos as eligible. Habitat for Humanity of McLean County Homeownership Program lists single-family (habitat-built).
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When McLean’s homes were built
48.6%
of McLean homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
The two income figures measure different things. HUD’s area median income is the one programs use. 14 of the 71 programs here set their income limit as a share of McLean County’s area median income, adjusted for household size. See the published limits for McLean County
Free help in McLeanFree help in McLean
1 HUD-approved counseling agency with an office in the county1 HUD-approved housing counseling agency with an office in McLean County
McLean’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of McLean County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Counted from HUD’s list of approved agencies: active offices whose ZIP code is in McLean County.
McLean questions
Can I use a county program anywhere in McLean?
No program here is listed as covering all of McLean County. City programs, like Bloomington; Normal’s and Normal’s, are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in McLean County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do McLean programs accept condos?
1 of the 2 city programs list condos as eligible. Habitat for Humanity of McLean County Homeownership Program lists single-family (habitat-built). The agency confirms it for the home you choose.
Where can I take a homebuyer class in McLean?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency has an office in McLean County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.