City of Hutchinson Down Payment Match Incentive Program
City of Hutchinson Down Payment Match Incentive Program is a grant for homebuyers in Hutchinson, Kansas, administered by Interfaith Housing & Community Services (on behalf of City of Hutchinson).
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- A completed homebuyer education course, through Interfaith Housing & Community Services homebuyer education course (online, followed by phone counseling appointment with Interfaith housing counselor)
- Must be current Reno County resident and not currently own property. Must purchase in one of seven eligible neighborhoods. Some third-party sources reference up to $2,500 — interfaithks.org (primary source accessed 2026-06-13) states $2,000; use $2,000 as confirmed amount. Funding availability may vary; confirm with Interfaith before referring borrowers. City of Hutchinson program webpage (hutchinsonks.gov/534) did not load full content; details confirmed via Interfaith primary source page.
- A home inside Hutchinson city limits
It doesn’t cover
- Manufactured homes
- Homes outside Hutchinson
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Hutchinson’s homesHutchinson’s homes, and the ones this program accepts
- 77.1% single-familysingle-family
- 3.3% townhousetownhouse
- 9% 2–4 units2–4 units
- 9.3% 5+ unitscondo & apartment buildings (5+ units)
- 1.3% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$125,000
Hutchinson median home value
78.5%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Hutchinson
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through Interfaith Housing & Community Services homebuyer education course (online, followed by phone counseling appointment with Interfaith housing counselor).
Contact Interfaith Housing & Community Services (on behalf of City of Hutchinson) to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is City of Hutchinson Down Payment Match Incentive Program?
City of Hutchinson Down Payment Match Incentive Program is a grant for homebuyers in Hutchinson, Kansas, administered by Interfaith Housing & Community Services (on behalf of City of Hutchinson). The City of Hutchinson Down Payment Match Incentive Program, administered by Interfaith Housing & Community Services, provides $2,000 toward closing costs and down payment for first-time homebuyers purchasing in select Hutchinson neighborhoods. Eligible buyers must currently reside in Reno County and not be homeowners. Applicants must complete a homebuyer education course through Interfaith (online plus a counseling phone appointment). Funds are delivered directly to the closing agent at closing. The program targets seven specific neighborhoods to encourage homeownership and neighborhood reinvestment within Hutchinson. $2,000 toward down payment and closing costs. Grant delivered directly to closing agent. Targeted to seven Hutchinson reinvestment neighborhoods. Online homebuyer education at buyer's convenience. Administered by HUD-approved counseling agency. Funding comes from City of Hutchinson municipal funds.
How much assistance does it provide?
City of Hutchinson Down Payment Match Incentive Program offers up to $2,000 in assistance. Amounts are the program's published maximums, not an offer — Interfaith Housing & Community Services (on behalf of City of Hutchinson) determines any individual award.
Do you have to pay it back?
City of Hutchinson Down Payment Match Incentive Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
City of Hutchinson Down Payment Match Incentive Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Interfaith Housing & Community Services homebuyer education course (online, followed by phone counseling appointment with Interfaith housing counselor). Must be current Reno County resident and not currently own property. Must purchase in one of seven eligible neighborhoods. Some third-party sources reference up to $2,500 — interfaithks.org (primary source accessed 2026-06-13) states $2,000; use $2,000 as confirmed amount. Funding availability may vary; confirm with Interfaith before referring borrowers. City of Hutchinson program webpage (hutchinsonks.gov/534) did not load full content; details confirmed via Interfaith primary source page.
What are the income limits?
City of Hutchinson Down Payment Match Incentive Program sets its income limit as follows: No income limit confirmed on primary source; open to Reno County residents who are not currently property owners. Confirm current eligibility with Interfaith Housing. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
City of Hutchinson Down Payment Match Incentive Program caps the purchase price as follows: Must be in eligible Hutchinson neighborhood; no purchase price limit confirmed from primary source. Eligible property types include Single Family. New construction is eligible. Manufactured homes are not eligible.
Where does it apply?
City of Hutchinson Down Payment Match Incentive Program serves homebuyers purchasing in Hutchinson, Kansas. The program targets specific areas: Southwest Bricktown, Creekside, Midtown, College Grove, Grace Arbor, Houston Whiteside, The Founders neighborhoods within City of Hutchinson.
How do you apply?
Applications for City of Hutchinson Down Payment Match Incentive Program go through Interfaith Housing & Community Services (on behalf of City of Hutchinson), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Hutchinson homebuyersOther programs open to Hutchinson homebuyers
- KHRC First Time Homebuyer Program (FTHB)Up to $40,000
- Homeownership Set-aside Program (HSP)Up to $15,000
- First Time Homebuyer (FTHB) ProgramForgivable
Whether two programs can be combined is up to each agency. Ask before you apply.
All 70 programs for HutchinsonProgram terms are set by Interfaith Housing & Community Services (on behalf of City of Hutchinson) and can change; confirm on the official site before you apply.