Down payment assistance · Kansas

Buying a home in Kansas

25 programs: 7 statewide, the rest run by counties and 8 cities. What you can use depends on where the home is.25 programs across Kansas: 7 statewide, the rest run by counties and 8 cities. What you can use depends on where the home is.

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Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Sedgwick	3	$203,300	$96,500	See Sedgwick
Wyandotte	3	$172,300	$113,400	See Wyandotte
Douglas	2	$309,400	$110,400	See Douglas
Shawnee	2	$180,900	$98,800	See Shawnee
All 105 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–July 2026.

Anywhere in Kansas

7 statewide programs

Up to $40,000

KHRC First Time Homebuyer Program (FTHB)

Forgivable loan · Forgiven over 10 yrs · Income limits · First-time

See details

Up to $15,000

Homeownership Set-aside Program (HSP)

Assistance grant · Forgiven over 5 yrs · Income limits · First-time

See details

Forgivable

First Time Homebuyer (FTHB) Program

Forgivable loan · Forgiven over 10 yrs · Income limits · First-time · Veterans

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

5 HUD-approved counseling agencies in Kansas5 HUD-approved housing counseling agencies in Kansas

4 of the 7 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.4 of the 7 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Income limitsIncome limits and price caps in KansasArea median income for all 105 counties, and the limit each program sets.See the limits

Kansas questions

What is KHRC First Time Homebuyer Program (FTHB)?

KHRC First Time Homebuyer Program (FTHB), a forgivable loan for first-time homebuyers (forgiven over 10 yrs, income limits), open anywhere in Kansas and run by Kansas Housing Resources Corporation (KHRC). Its page has the details and a link to the official site.

Which Kansas counties run their own programs?

9 counties of 105 have a county or city program listed, among them Sedgwick, Wyandotte, Douglas and Shawnee. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Kansas?

Many programs ask for one. 4 of the 7 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Kansas condo?

Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.