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El Centro Bienvenido a Mi Casa Homebuyer Program

El Centro, Inc. · Kansas City, Kansas

Last verified
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Assistance

$5,000

The maximum the program publishes — not an offer

Repayment

Grant

Not repaid

What is El Centro Bienvenido a Mi Casa Homebuyer Program?

El Centro Bienvenido a Mi Casa Homebuyer Program is a grant for homebuyers in Kansas City, Kansas, administered by El Centro, Inc.

  • El Centro's Bienvenido a Mi Casa is a 12-month first-time homebuyer preparation program in Spanish serving Latino families in Wyandotte County, Kansas. Participants complete 10 monthly classes covering financial literacy, mortgages, inspections, and insurance, while saving $500/month in a bank account. Upon completion, El Centro contributes a $5,000 match and a partner bank (First Federal Bank of KC) contributes an additional $5,000, creating approximately $15,000 in down payment funds. Properties are coordinated with Build WyCo (Community Housing of Wyandotte County).
  • $5,000 matching grant from El Centro.
  • $5,000 additional bank match.
  • ~$15,000 total down payment support.
  • 12-month bilingual financial education program.
  • Casa Coach one-on-one support.
  • Funding comes from Nonprofit grants and partnerships; First Federal Bank of Kansas City match.

How much assistance does it provide?

El Centro Bienvenido a Mi Casa Homebuyer Program offers up to $5,000 in assistance.

  • Award tiers: Participant saves $500/month for 12 months ($5,000-$6,000); El Centro matches $5,000; participating bank (First Federal Bank of KC) contributes additional $5,000; total ~$15,000 toward down payment.
  • Buyer contribution: Participants must save $500/month for 12 months (total ~$6,000) deposited in bank account.
  • Amounts are the program's published maximums, not an offer — El Centro, Inc. determines any individual award.

Do you have to pay it back?

El Centro Bienvenido a Mi Casa Homebuyer Program is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

El Centro Bienvenido a Mi Casa Homebuyer Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • On credit: Credit building is part of the program; no confirmed minimum score from primary source.
  • A completed homebuyer education course, through El Centro 12-month homebuyer education program (monthly group sessions in Spanish) covering financial literacy, mortgages, inspections, insurance. 10 classes required.
  • Residency: Wyandotte County, Kansas City, KS
  • DRAFT (dpa-gap-finder 2026-06-13): pending review. Program piloted in 2025; was being grown into sustained core program per 2024-2027 strategic plan. Classes conducted in Spanish (Wyandotte County). Specific income eligibility limits and property purchase price limits not confirmed from primary sources — contact El Centro at 913-677-0100. Race_ethnicity_restricted set false; program is culturally targeted but open per fair housing. Monthly savings commitment of $500/month required for 12 months is substantial barrier/qualifier.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

El Centro Bienvenido a Mi Casa Homebuyer Program sets its income limit as follows: Income limits not confirmed in primary sources. Program targets low-to-moderate income Latino families in Wyandotte County. Contact El Centro directly.

  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

El Centro Bienvenido a Mi Casa Homebuyer Program caps the purchase price as follows: Not specified in primary sources; homes coordinated through Build WyCo (Community Housing of Wyandotte County).

  • Eligible property types include Single Family.
  • New construction is eligible.

Where does it apply?

El Centro Bienvenido a Mi Casa Homebuyer Program serves buyers purchasing in Kansas City, Kansas.

How do you apply?

Applications for El Centro Bienvenido a Mi Casa Homebuyer Program go through El Centro, Inc., which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through El Centro 12-month homebuyer education program (monthly group sessions in Spanish) covering financial literacy, mortgages, inspections, insurance. 10 classes required..

  2. Contact El Centro, Inc. to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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