Topeka Habitat for Humanity Homeownership Program

Topeka Habitat for Humanity Homeownership Program is a first mortgage for homebuyers in Topeka, Kansas, administered by Topeka Habitat for Humanity. Topeka Habitat for Humanity promotes affordable housing for low-income individuals in Shawnee County by providing a pathway to homeownership through a zero-interest mortgage on Habitat-built homes. Eligibility is based on need for safe/affordable housing, willingness to partner (including sweat equity, home maintenance classes, financial counseling), and ability to make affordable mortgage payments. Selection is competitive and annual; 2026 application dates TBA. Zero-interest affordable mortgage. No down payment (Habitat standard model). Sweat equity partnership model. Home maintenance training included. Application open annually. Funding comes from Habitat for Humanity donations and fundraising.

Topeka Habitat for Humanity Homeownership Program is a first mortgage and is repaid under the terms set by Topeka Habitat for Humanity. The assistance is recorded in First mortgage position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Topeka Habitat for Humanity Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. On credit, the program states: Not specified in primary source; financial counseling required. A homebuyer education course is required, through Home maintenance classes and financial counseling required as part of Habitat partnership. Residency requirement: Shawnee County, KS (Topeka area) per mission statement. Applications were closed for 2025 as of site review; 2026 application dates not yet posted. Sign up for email notification at topekahabitat.org. Income limits and specific mortgage amount not confirmed from primary source. Contact affiliate at (785) 234-4322 for current status.

Topeka Habitat for Humanity Homeownership Program sets its income limit as follows: Must demonstrate need for safe and affordable housing and ability to make mortgage payments. Specific income limits not confirmed from primary source. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Topeka Habitat for Humanity Homeownership Program caps the purchase price as follows: Habitat-built homes at affordable prices; specific values not published. Eligible property types include Single Family. New construction is eligible. Manufactured homes are not eligible.

Topeka Habitat for Humanity Homeownership Program serves homebuyers purchasing in Topeka, Kansas.

Applications for Topeka Habitat for Humanity Homeownership Program go through Topeka Habitat for Humanity, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.