Fuller Center of Webster Parish Homeownership Program
Fuller Center of Webster Parish Homeownership Program is a first mortgage for homebuyers in Minden, Louisiana, administered by Fuller Center of Webster Parish.
The program asks for
- First-time homebuyer — with exceptions: Must be unable to obtain a conventional home loan
- The home is occupied as a primary residence
- On credit: No minimum credit score stated; financial review conducted
- Residency: Must reside in Webster Parish (Minden/Springhill area), LA
- Must be unable to obtain conventional home loan. ~500 hours sweat equity. Mortgage terms negotiated upon selection.
- A home in Webster Parish
It doesn’t cover
- Manufactured homes
- Homes outside Webster Parish
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Webster Parish’s homesWebster Parish’s homes, and the ones this program accepts
- 67.3% single-familysingle-family
- 0.9% townhousetownhouse
- 5.7% 2–4 units2–4 units
- 3.2% 5+ unitscondo & apartment buildings (5+ units)
- 22.9% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$114,500
Webster Parish median home value
62.9%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Webster Parish
How to apply
How to applyTwo steps, in this order
Contact Fuller Center of Webster Parish to reserve funds
Funds are reserved through Application and evaluation by Fuller Center of Webster, and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Fuller Center of Webster Parish Homeownership Program?
Fuller Center of Webster Parish Homeownership Program is a first mortgage for homebuyers in Minden, Louisiana, administered by Fuller Center of Webster Parish. The Fuller Center of Webster Parish is a nonprofit housing ministry serving Minden and Springhill that builds affordable new homes for low-income families unable to obtain conventional financing. Partner families receive a no-profit, no-interest mortgage, contribute a $1,000 down payment, and complete approximately 500 hours of sweat equity. No-interest no-profit mortgage. $1,000 down payment. ~500 hours sweat equity. Serves Minden and Springhill. Funding comes from Private charitable contributions; donated labor and materials; faith community partnerships.
Do you have to pay it back?
Fuller Center of Webster Parish Homeownership Program is a first mortgage and is repaid under the terms set by Fuller Center of Webster Parish. Repayment is triggered by Standard mortgage repayment; not forgivable. The assistance is recorded in First position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Fuller Center of Webster Parish Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time" has exceptions here: Must be unable to obtain a conventional home loan. On credit, the program states: No minimum credit score stated; financial review conducted. Residency requirement: Must reside in Webster Parish (Minden/Springhill area), LA. Must be unable to obtain conventional home loan. ~500 hours sweat equity. Mortgage terms negotiated upon selection.
What kind of home can it be used for?
Fuller Center of Webster Parish Homeownership Program caps the purchase price as follows: Homes built by Fuller Center of Webster; price set at affordable level. Eligible property types include Single Family. New construction is eligible. Manufactured homes are not eligible.
Where does it apply?
Fuller Center of Webster Parish Homeownership Program serves homebuyers purchasing in Minden, Louisiana.
How do you apply?
Applications for Fuller Center of Webster Parish Homeownership Program go through Fuller Center of Webster Parish, which publishes the current terms and the application steps on its own site. Funds are reserved through Application and evaluation by Fuller Center of Webster. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Webster Parish homebuyersOther programs open to Webster Parish homebuyers
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000
- HOPE Credit Union Affordable Housing ProgramAssistance available
Whether two programs can be combined is up to each agency. Ask before you apply.
All 71 programs for Webster ParishProgram terms are set by Fuller Center of Webster Parish and can change; confirm on the official site before you apply.