Down payment assistance · Louisiana

Buying a home in Louisiana

49 programs: 8 statewide, the rest run by counties and 10 cities. What you can use depends on where the home is.49 programs across Louisiana: 8 statewide, the rest run by counties and 10 cities. What you can use depends on where the home is.

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Start with your county

Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Orleans	6	$315,700	$88,600	See Orleans
Jefferson	4	$251,400	$88,600	See Jefferson
Caddo	3	$175,700	$79,200	See Caddo
Calcasieu	3	$217,000	$93,000	See Calcasieu
All 64 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–August 2026.

Anywhere in Louisiana

8 statewide programs

Up to $20,000

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana

Assistance grant · Forgiven over 5 yrs · Income limits · First-time

See details

Up to $2,000

Louisiana Housing Corporation Mortgage Credit Certificate (MCC) Program

Mortgage credit certificate · New construction · Income limits · First-time · Veterans

See details

Assistance available

HOPE Credit Union Affordable Housing Program

Down-payment assistance · Income limits

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

33 HUD-approved counseling agencies in Louisiana33 HUD-approved housing counseling agencies in Louisiana

6 of the 8 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.6 of the 8 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Free account → 90-second match → your counselors

Income limitsIncome limits and price caps in LouisianaArea median income for all 64 counties, and the limit each program sets.See the limits

Louisiana questions

What is FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana, a assistance grant for first-time homebuyers (forgiven over 5 yrs, income limits), open anywhere in Louisiana and run by Federal Home Loan Bank of Dallas (FHLB Dallas). Its page has the details and a link to the official site.

Which Louisiana counties run their own programs?

14 counties of 64 have a county or city program listed, among them Orleans, Jefferson, Caddo and Calcasieu. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Louisiana?

Many programs ask for one. 6 of the 8 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Louisiana condo?

6 of the 8 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.