Heroes to Homeowners Program

What is Heroes to Homeowners Program?

Heroes to Homeowners Program is a grant for homebuyers in Jefferson County, Louisiana.

• JPFA $2,500 cash grant at closing for qualifying 'Hero' professionals (educators, first responders, healthcare, military/veterans) in Jefferson Parish. True grant - no repayment, no lien. Pairs with a JPFA loan program (as of 1/1/2026, JPFA bond programs only).
• JPFA's Heroes to Homeowners program provides a $2,500 GRANT (no repayment) wired at closing to qualifying professionals purchasing in Jefferson Parish. Eligible heroes: education professionals (teachers, school staff), first responders (police, fire, EMS), healthcare professionals (nurses, technicians, etc.), and active or former military members. Grant is designed to be paired with a JPFA first-mortgage program. Beginning January 1, 2026, the grant combines with JPFA bond programs only (Series 2025A SFRB and successors).
• Funding comes from Bond and Local.

Do you have to pay it back?

Heroes to Homeowners Program is structured as a grant, so it is not repaid.

• Repayment is triggered by None - grant requires no repayment.
• The assistance is recorded in N/A (grant) position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Heroes to Homeowners Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Heroes to Homeowners Program sets its income limit as follows: Income limits per the paired JPFA loan program (Comfort of Home or Series 2025A SFRB).

• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Heroes to Homeowners Program caps the purchase price as follows: Per paired JPFA loan program.

• Eligible property types include Per paired first-mortgage product (single-family detached, condominium, townhouse, PUD).
• New construction is eligible.
• Manufactured homes are not eligible.

Is there eligibility for specific groups?

Heroes to Homeowners Program names veterans, active-duty service members, reservists and National Guard members, surviving spouses, educators, law enforcement officers, firefighters, and healthcare workers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Heroes to Homeowners Program serves buyers purchasing in Jefferson County, Louisiana.

How do you apply?

Applications for Heroes to Homeowners Program go through the administering agency, which publishes the current terms and the application steps on its own site.

1. 1

   Contact the administering agency to reserve funds

   Funds are reserved through Reserved by JPFA-approved Qualified Lender alongside the paired loan program reservation. Subject to fund availability., and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.