FHLBank Boston Lift Up Homeownership - Maine
Assistance grant · Forgiven over 5 yrs · Income limits · First-time
Down payment assistance · Maine
Buying a home in Maine
18 programs: 12 statewide, the rest run by counties and 1 city. What you can use depends on where the home is.18 programs across Maine: 12 statewide, the rest run by counties and 1 city. What you can use depends on where the home is.
Free · No SSN · No credit pull
Start with your county
Local help, prices and income limits differ county to county
- Androscoggin1 local program · $252,800 · AMI $96,600
- Cumberland1 local program · $451,200 · AMI $110,800
- Penobscot1 local program · $214,100 · AMI $79,000
- Sagadahoc1 local program · $333,300 · AMI $106,400
- All 16 counties
Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–September 2026.
Anywhere in Maine
12 statewide programs
FHLBank Boston Housing Our Workforce (HOW) - Maine
Assistance grant · Forgiven over 5 yrs · Income limits
Multi-Unit Advantage Down Payment & Closing Cost Assistance
Assistance grant · Income limits · First-time · Veterans
- Veterans · 5
- First-generation homebuyers · 2
- With FHA · 6
- With VA · 6
- With USDA · 5
- With conventional · 3
Plus 62 nationwide programs. See them See nationwide programs
Free help from a person
9 HUD-approved counseling agencies in Maine9 HUD-approved housing counseling agencies in Maine
9 of the 12 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.9 of the 12 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.
Find my counselor
Free account → 90-second match → your counselors
Income limitsIncome limits and price caps in MaineArea median income for all 16 counties, and the limit each program sets.See the limits
Maine questions
What is FHLBank Boston Lift Up Homeownership - Maine?
FHLBank Boston Lift Up Homeownership - Maine, a assistance grant for first-time homebuyers (forgiven over 5 yrs, income limits), open anywhere in Maine and run by Federal Home Loan Bank of Boston, via approved member institutions. Its page has the details and a link to the official site.
Which Maine counties run their own programs?
6 counties of 16 have a county or city program listed, among them Androscoggin, Cumberland, Penobscot and Sagadahoc. The table above lists them, and each county page has its own programs.
Do I need a homebuyer class in Maine?
Many programs ask for one. 9 of the 12 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.
Can I use assistance on a Maine condo?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
1 Maine city with their own program