Up to $5,000
Advantage Down Payment & Closing Cost Assistance Option
Assistance grant · First-time homebuyers
Names: veterans and active-duty service members · Homebuyer class required
See details →Programs by situationPrograms by situation · Maine
Down payment assistance for veterans and military families in Maine
5 programs name veterans and military families: 5 statewide.5 programs in Maine name veterans and military families among the groups they serve: 5 open statewide.
Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a veteran puts a program on this list; it does not decide whether you can use it.Each program below also sets its own income limit, purchase price cap, occupancy rule and credit requirement. Being a veteran gets a program onto this list; it does not decide whether you can use it.
Find my programs →Free · No credit pull · 90 seconds
The 5 programs, closest first
Open anywhere in Maine
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Maine. Listed A–Z within each group, not ranked.
In a Maine city 0 programs
No Maine city program names veterans and military families. 1 city run a program of their own.No Maine city program names veterans and military families in its record. 1 Maine city run a program of their own, open to eligible homebuyers whatever their work or service. Browse Maine cities →
Anywhere in Maine 5 programs
Can sit alongside a city or county program where both allow itFirst mortgage
First Home Loan Program
First mortgage · First-time homebuyers
Names: veterans and active-duty service members · No homebuyer class in the record
See details →First mortgage
Mobile Home Self-Insured Option (MHSI)
First mortgage · First-time homebuyers
Names: veterans and active-duty service members · No homebuyer class in the record
See details →Up to $14,000
Multi-Unit Advantage Down Payment & Closing Cost Assistance
Assistance grant · First-time homebuyers
Names: veterans and active-duty service members · Homebuyer class required
See details →Deferred
SaluteME & Salute Home Again
Deferred second loan
Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required
See details →Nationwide 5 programs · not in the 5
Nationwide: 5 more, not in the 55 nationwide programs that also name veterans and military families, each with its own area and eligibility rules
- Navy Federal Credit Union Homebuyers Choice Loan
- Navy Federal Credit Union Military Choice Loan
- U.S. Department of Veterans Affairs Native American Direct Loan
- U.S. Department of Veterans Affairs Specially Adapted Housing (SAH) Grant
- U.S. Department of Veterans Affairs VA-backed Purchase Loan
- All nationwide programs →
What to know
What the 5 records say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 3 of 5
ask for a homebuyer education class.
- 4 of 5
are limited to first-time homebuyers, as each program defines it.
- 4 of 5
name an FHA, VA, USDA or conventional loan they can be paired with.
Free help in MaineFree help in Maine
9 HUD-approved counseling agencies in Maine9 HUD-approved housing counseling agencies in Maine
3 of 5 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.3 of 5 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets, including the ones that have nothing to do with being a veteran. Create a free account to see who’s near you.
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Questions, answered
Does being a veteran mean I can use these programs?
No. These programs name veterans and military families in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.
Why are nationwide programs listed separately?
A nationwide program is not one of Maine’s own, so it is listed below the 5 Maine programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (June–September 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.