Battle Creek Area Habitat for Humanity Homeownership Program

Battle Creek Area Habitat for Humanity Homeownership Program is down payment assistance for homebuyers in Battle Creek, Michigan, administered by Battle Creek Area Habitat for Humanity. Battle Creek Area Habitat for Humanity builds and renovates homes in Calhoun County and sells them to income-qualified first-time buyers with an affordable mortgage. Applicants are selected on need, willingness to partner (sweat equity), and ability to pay a Habitat mortgage. Household income must fall within 30%-80% of the area median income for the City of Battle Creek and Calhoun County. Affordable Habitat mortgage. Newly built or renovated home in Calhoun County. Sweat-equity path to homeownership. Serves households 30-80% AMI.

Battle Creek Area Habitat for Humanity Homeownership Program is down payment assistance and is repaid under the terms set by Battle Creek Area Habitat for Humanity. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Battle Creek Area Habitat for Humanity Homeownership Program is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required, through Battle Creek Area Habitat for Humanity / Habitat for Humanity of Michigan. Residency requirement: Calhoun County. Sweat-equity homeownership model (not a cash DPA). First-time buyer and demonstrated housing need required. At review the online application portal was down; applicants contact the Leads & Compliance Coordinator directly. Administered with support from Habitat for Humanity of Michigan.

Battle Creek Area Habitat for Humanity Homeownership Program limits household income to 80% of the area median income, which varies by county and household size. Total household income within 30%-80% of HUD AMI for the City of Battle Creek and Calhoun County, by household size. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Battle Creek Area Habitat for Humanity Homeownership Program can be used for Single Family.

Battle Creek Area Habitat for Humanity Homeownership Program serves homebuyers purchasing in Battle Creek, Michigan.

Applications for Battle Creek Area Habitat for Humanity Homeownership Program go through Battle Creek Area Habitat for Humanity, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.