Crow Wing County Housing Trust Fund Down Payment Assistance Program
Deferred second loan · Income limits
See details Aug 2026
Down payment assistance · Minnesota
Buying a home in Crow Wing County, MN
2 county-wide programs, plus 6 statewide and 62 nationwide.Crow Wing has 2 programs that cover the whole county. On top of those, 6 statewide and 62 nationwide programs are open here. Start with your city or ZIP to see which apply to the home you want.
Free · No credit pull · No SSN
Anywhere in Crow WingAnywhere in Crow Wing County
2 programs for every Crow Wing address2 programs that cover every Crow Wing address
These are run for the whole county, so a home in Brainerd, Baxter or Breezy Point can use them.
Crow Wing County Housing Trust Fund Workforce Housing Assistance Program
Repayable second loan
See details Aug 2026
The Crow Wing marketThe Crow Wing housing market
Kinds of homes hereWhat kinds of homes are here, and what the programs accept
Kinds of homes in Crow Wing
- 80.1% single-familysingle-family
- 2.9% townhousetownhouse
- 2.4% 2–4 units2–4 units
- 9.5% 5+ unitscondo & apartment buildings (5+ units)
- 5.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Crow Wing’s homes were built
pre-19401970s2020+
39.1%
of Crow Wing homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$96,700
HUD area median income, 4 people (FY2026)HUD area median income, Crow Wing County, 4-person household (FY2026)
$72,589
Median household income (ACS 2024 5-year)Median household income in Crow Wing (Census ACS 2024 5-year)
77%
of occupied homes are owner-occupied (Minnesota: 72.2%)
The two income figures measure different things. HUD’s area median income is the one programs use. 13 of the 70 programs here set their income limit as a share of Crow Wing County’s area median income, adjusted for household size. See the published limits for Crow Wing County
Free help in Crow WingFree help in Crow Wing
1 HUD-approved counseling agency with an office in the county1 HUD-approved housing counseling agency with an office in Crow Wing County
Crow Wing’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Crow Wing County Housing Trust Fund Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
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Counted from HUD’s list of approved agencies: active offices whose ZIP code is in Crow Wing County.
7 cities and placesA to Z
All cities in Crow Wing CountyAll 7 cities and places in Crow Wing County
Crow Wing questions
Can I use a county program anywhere in Crow Wing?
The 2 county-wide programs cover homes anywhere in the county. City programs are only for homes inside that city’s limits. Each agency sets its own rules, so confirm on the program’s official site.
Can I combine a county program with a city program?
Sometimes. Combining ("stacking") programs is set by each administering agency, and some do not allow a second program on the same home. Each program’s page links to the agency that can say.
What is the area median income in Crow Wing County?
HUD publishes it once a year; the 2026 four-person figure is shown above. Programs set their limits as a share of it, adjusted for household size, and the published limits page lists each one.
Do Crow Wing programs accept condos?
Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.
Where can I take a homebuyer class in Crow Wing?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency has an office in Crow Wing County. Create a free account and take the 90-second match to see the ones near you.
Keep exploring
Sources
Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024), tables B01003, B25077, B25003, B25024, B25034, B25035, B19013. Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.