Crow Wing County Housing Trust Fund Workforce Housing Assistance Program

What is Crow Wing County Housing Trust Fund Workforce Housing Assistance Program?

Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is a repayable second loan for homebuyers in Brainerd, Minnesota, administered by Crow Wing County Housing & Redevelopment Authority (Brainerd HRA).

• An employer-match down payment/closing-cost program under the Crow Wing County Housing Trust Fund. The HRA matches a participating employer's contribution toward a buyer's down payment or closing costs, up to $5,000, as a low-interest five-year installment loan.
• Up to $5,000 employer-matched assistance.
• Low interest.
• Five-year installment loan.
• Funding comes from Crow Wing County Housing Trust Fund (Minn. Stat. 462C.16).

How much assistance does it provide?

Crow Wing County Housing Trust Fund Workforce Housing Assistance Program offers up to $5,000 in assistance.

• The program can be combined with other assistance, subject to the rules of each.
• Amounts are the program's published maximums, not an offer — Crow Wing County Housing & Redevelopment Authority (Brainerd HRA) determines any individual award.

Do you have to pay it back?

Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is a repayable second loan and is repaid under the terms set by Crow Wing County Housing & Redevelopment Authority (Brainerd HRA).

• Repayment is triggered by Low-interest five-year installment loan; HRA matches employer contribution toward down payment/closing costs.
• The assistance is recorded in Second mortgage position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is open to buyers who will live in the home as their primary residence.

Is there eligibility for specific groups?

Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is limited to employees of Requires a participating employer to contribute toward the buyer's down payment/closing costs, which the HRA matches.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Crow Wing County Housing Trust Fund Workforce Housing Assistance Program serves buyers purchasing in Brainerd, Minnesota.

How do you apply?

Applications for Crow Wing County Housing Trust Fund Workforce Housing Assistance Program go through Crow Wing County Housing & Redevelopment Authority (Brainerd HRA), which publishes the current terms and the application steps on its own site.

1. 1

   Contact Crow Wing County Housing & Redevelopment Authority (Brainerd HRA) to reserve funds

   Funds are reserved with the provider and are subject to availability.

2. 2

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.