Crow Wing County Housing Trust Fund Workforce Housing Assistance Program
Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is a repayable second loan for homebuyers in Brainerd, Minnesota, administered by Crow Wing County Housing & Redevelopment Authority (Brainerd HRA).
The program asks for
- The home is occupied as a primary residence
- Requires a participating employer contribution to trigger the HRA match.
- A home in Crow Wing County
It doesn’t cover
- Homes outside Crow Wing County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Crow Wing County’s homesThe homes in Crow Wing County
- 80.1% single-familysingle-family
- 2.9% townhousetownhouse
- 2.4% 2–4 units2–4 units
- 9.5% 5+ unitscondo & apartment buildings (5+ units)
- 5.1% mobile & othermobile home & other
$306,800
Crow Wing County median home value
39.1%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Crow Wing County
How to apply
How to applyTwo steps, in this order
Contact Crow Wing County Housing & Redevelopment Authority (Brainerd HRA) to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Crow Wing County Housing Trust Fund Workforce Housing Assistance Program?
Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is a repayable second loan for homebuyers in Brainerd, Minnesota, administered by Crow Wing County Housing & Redevelopment Authority (Brainerd HRA). An employer-match down payment/closing-cost program under the Crow Wing County Housing Trust Fund. The HRA matches a participating employer's contribution toward a buyer's down payment or closing costs, up to $5,000, as a low-interest five-year installment loan. Up to $5,000 employer-matched assistance. Low interest. Five-year installment loan. Funding comes from Crow Wing County Housing Trust Fund (Minn. Stat. 462C.16).
How much assistance does it provide?
Crow Wing County Housing Trust Fund Workforce Housing Assistance Program offers up to $5,000 in assistance. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — Crow Wing County Housing & Redevelopment Authority (Brainerd HRA) determines any individual award.
Do you have to pay it back?
Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is a repayable second loan and is repaid under the terms set by Crow Wing County Housing & Redevelopment Authority (Brainerd HRA). Repayment is triggered by Low-interest five-year installment loan; HRA matches employer contribution toward down payment/closing costs. The assistance is recorded in Second mortgage position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is open to homebuyers who will live in the home as their primary residence. Requires a participating employer contribution to trigger the HRA match.
Is there eligibility for specific groups?
Crow Wing County Housing Trust Fund Workforce Housing Assistance Program is limited to employees of Requires a participating employer to contribute toward the buyer's down payment/closing costs, which the HRA matches. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Crow Wing County Housing Trust Fund Workforce Housing Assistance Program serves homebuyers purchasing in Brainerd, Minnesota.
How do you apply?
Applications for Crow Wing County Housing Trust Fund Workforce Housing Assistance Program go through Crow Wing County Housing & Redevelopment Authority (Brainerd HRA), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Crow Wing County homebuyersOther programs open to Crow Wing County homebuyers
- Crow Wing County Housing Trust Fund Down Payment Assistance ProgramUp to $20,000
- Welcome Home (Sakan) Down Payment AssistanceUp to $50,000
- First Generation Down Payment AssistanceUp to $32,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 70 programs for Crow Wing CountyProgram terms are set by Crow Wing County Housing & Redevelopment Authority (Brainerd HRA) and can change; confirm on the official site before you apply.