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Programs by situation

Down payment assistance for veterans and military families in Missouri

5 programs name veterans and military families: 5 statewide.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a veteran puts a program on this list; it does not decide whether you can use it.

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The 5 programs, closest first

Open anywhere in Missouri

Listed A–Z within each group, not ranked.

In a Missouri city 0 programs

No Missouri city program names veterans and military families. 6 cities run a program of their own. Browse Missouri cities →

Anywhere in Missouri 5 programs

Can sit alongside a city or county program where both allow it
Forgivable

MHDC First Place Loan - Cash Assistance Loan (CAL)

Forgivable loan · First-time homebuyers

Names: veterans and active-duty service members

See details →
First mortgage

MHDC First Place Loan - Non-Cash Assistance Loan

First mortgage · First-time homebuyers

Names: veterans and active-duty service members

See details →
Up to $2,000

MHDC Mortgage Credit Certificate (MCC)

Mortgage credit certificate · First-time homebuyers

Names: veterans and active-duty service members

See details →
Forgivable

MHDC Next Step Loan - Cash Assistance Loan (CAL)

Forgivable loan

Names: veterans and active-duty service members

See details →
First mortgage

MHDC Next Step Loan - Non-Cash Assistance Loan

First mortgage

Names: veterans and active-duty service members

See details →

Nationwide 5 programs · not in the 5

Nationwide: 5 more, not in the 5

What to know

What the 5 records say

From each program’s own record. The agency decides who can use it.

  1. 0 of 5

    ask for a homebuyer education class.

  2. 3 of 5

    are limited to first-time homebuyers, as each program defines it.

  3. 5 of 5

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in Missouri

23 HUD-approved counseling agencies in Missouri

A HUD-approved counselor teaches homebuyer classes and can walk you through every rule a program sets.

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Questions, answered

Does being a veteran mean I can use these programs?

No. These programs name veterans and military families in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of Missouri’s own, so it is listed below the 5 Missouri programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.