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FHLB Dallas Housing Assistance for Veterans (HAVEN)

Federal Home Loan Bank of Dallas · Statewide County, Mississippi

Last verified
See what you qualify forOfficial program site →
Assistance

$25,000

The maximum the program publishes — not an offer

Income limit

165% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is FHLB Dallas Housing Assistance for Veterans (HAVEN)?

FHLB Dallas Housing Assistance for Veterans (HAVEN) is a grant for homebuyers in Statewide County, Mississippi, administered by Federal Home Loan Bank of Dallas.

  • The FHLB Dallas Housing Assistance for Veterans (HAVEN) program provides grants up to $25,000 through member financial institutions to assist veterans, reservists, active duty service members with a service-related disability, and Gold Star Families. Funds may be used for first-time homebuyer down payment and closing costs, new construction costs, or necessary home modifications such as wheelchair ramps, grab bars, and door widening. Households in Mississippi, Arkansas, Louisiana, New Mexico, and Texas are eligible. Funds are disbursed first-come, first-served through FHLB Dallas member institutions until exhausted or December 31, 2026.
  • Up to $25,000 grant.
  • No member contribution required.
  • Eligible for DPA, construction, or home modifications.
  • First-come, first-served disbursement.
  • Available statewide in MS through FHLB Dallas member banks.
  • Funding comes from FHLB Dallas Affordable Housing Program funds; $1,000,000 allocated for 2026.

How much assistance does it provide?

FHLB Dallas Housing Assistance for Veterans (HAVEN) offers up to $25,000 in assistance.

  • Amounts are the program's published maximums, not an offer — Federal Home Loan Bank of Dallas determines any individual award.

Do you have to pay it back?

FHLB Dallas Housing Assistance for Veterans (HAVEN) is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

FHLB Dallas Housing Assistance for Veterans (HAVEN) is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — with exceptions: First-time homebuyer requirement applies only when HAVEN funds are used for down payment/closing costs. No first-time requirement when used for home modifications or new construction.
  • The home is occupied as a primary residence
  • On credit: Not specified; determined by FHLB Dallas member lender.
  • A completed homebuyer education course, through Required when used for DPA; provider must be HUD-approved. FHLB Dallas member can assist with referrals.
  • DRAFT (dpa-gap-finder 2026-06-13): pending review. Applicant must have a service-related disability OR be a Gold Star Family. If funds used for DPA/closing costs, borrower must qualify as first-time homebuyer and complete homebuyer counseling. Annual member cap: $100,000. 2026 second offering: $500,000 available July 1, 2026. Households may not receive any cash back. Apply through an FHLB Dallas member institution.

The program excludes

  • Households above 165% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

FHLB Dallas Housing Assistance for Veterans (HAVEN) limits household income to 165% of the area median income, which varies by county and household size.

  • Household income must be 165% or less of area median income (AMI). Disbursed first-come, first-served through FHLB Dallas member institutions.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

FHLB Dallas Housing Assistance for Veterans (HAVEN) caps the purchase price as follows: No stated purchase price limit; property must be located in the FHLB Dallas District (AR, LA, MS, NM, TX).

  • Eligible property types include Single Family and New Construction.
  • New construction is eligible.

Is there eligibility for specific groups?

FHLB Dallas Housing Assistance for Veterans (HAVEN) names veterans, active-duty service members, reservists and National Guard members, surviving spouses, and buyers with disabilities among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

FHLB Dallas Housing Assistance for Veterans (HAVEN) serves buyers purchasing in Statewide County, Mississippi.

How do you apply?

Applications for FHLB Dallas Housing Assistance for Veterans (HAVEN) go through Federal Home Loan Bank of Dallas, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Required when used for DPA; provider must be HUD-approved. FHLB Dallas member can assist with referrals..

  2. Contact Federal Home Loan Bank of Dallas to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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