Down payment assistance · Mississippi

Buying a home in Mississippi

31 programs: 13 statewide, the rest run by counties and 4 cities. What you can use depends on where the home is.31 programs across Mississippi: 13 statewide, the rest run by counties and 4 cities. What you can use depends on where the home is.

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Start with your county

Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Hinds	3	$159,900	$91,400	See Hinds
Forrest	2	$168,000	$79,800	See Forrest
Lowndes	2	$164,100	$75,500	See Lowndes
DeSoto	1	$269,600	$92,700	See DeSoto
All 82 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–July 2026.

Anywhere in Mississippi

13 statewide programs

Up to $25,000

FHLB Dallas Housing Assistance for Veterans (HAVEN)

Assistance grant · New construction · Income limits · First-time · Veterans

See details

Up to $25,000

Home4All

Assistance grant · New construction · Income limits · First-time

See details

Up to $20,000

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP)

Assistance grant · New construction · Income limits · First-time

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

24 HUD-approved counseling agencies in Mississippi24 HUD-approved housing counseling agencies in Mississippi

9 of the 13 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.9 of the 13 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Free account → 90-second match → your counselors

Income limitsIncome limits and price caps in MississippiArea median income for all 82 counties, and the limit each program sets.See the limits

Mississippi questions

What is FHLB Dallas Housing Assistance for Veterans (HAVEN)?

FHLB Dallas Housing Assistance for Veterans (HAVEN), a assistance grant for first-time homebuyers (new construction, income limits), open anywhere in Mississippi and run by Federal Home Loan Bank of Dallas. Its page has the details and a link to the official site.

Which Mississippi counties run their own programs?

10 counties of 82 have a county or city program listed, among them Hinds, Forrest, Lowndes and DeSoto. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Mississippi?

Many programs ask for one. 9 of the 13 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Mississippi condo?

Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.