City of Raleigh Homebuyer Assistance Program
City of Raleigh Housing and Neighborhoods Department
Deferred second loan · Forgiven over 30 yrs · Income limits
Down payment assistance
73 programs a Wake County buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
City of Raleigh Housing and Neighborhoods Department
Deferred second loan · Forgiven over 30 yrs · Income limits
DHIC, Inc. (administering on behalf of Wake County)
Forgivable loan · Forgiven over 20 yrs · Income limits
Forgivable loan · Forgiven over 10 yrs · Income limits
Deferred second loan · Forgiven over 30 yrs · Income limits
Habitat for Humanity Greater Raleigh
First mortgage · New construction · Income limits
Deferred second loan · Forgiven over 15 yrs · Income limits
Assistance grant · New construction · Income limits
Deferred second loan · New construction · Income limits
Assistance grant · New construction · Income limits
Forgivable loan · Forgiven over 15 yrs · Income limits
Self-Help Credit Union
First mortgage · Income limits
Assistance grant · Income limits
First mortgage
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Deferred second loan · Forgiven over 3 yrs · Income limits
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Shared-appreciation loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
First mortgage · Income limits
Assistance grant · Income limits
90-second match
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
Find my programsQuestions, answered
Cities in Wake County
13 cities — each with its own down payment assistance breakdown.