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Brunswick County Habitat for Humanity Homeownership Program (SHLP)

Brunswick County Habitat for Humanity Homeownership Program (SHLP) is a first mortgage for homebuyers in Supply, North Carolina, administered by Brunswick County Habitat for Humanity.

Last verified Source: Brunswick County Habitat for Humanity
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The program asks for

  • A completed homebuyer education course
  • Buyer must participate in construction or rehab of their home (sweat equity). NCHFA SHLP provides shared 0% amortizing mortgage (20-30 yr, up to $50K). Must complete homebuyer education + 2 hrs one-on-one counseling. Contact: 910-454-0007, 1323 Stone Chimney Rd SW, Supply NC 28462.
  • A home in Brunswick County

It doesn’t cover

  • Households above 80% of area median income
  • Homes outside Brunswick County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

80% of Brunswick County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$99,200
Area median income, 4-person household (HUD, 2026)
Income limits in North Carolina

Where it applies

Brunswick County’s homes

  • 69.5% single-family
  • 4.1% townhouse
  • 2.1% 2–4 units
  • 7.1% 5+ units
  • 17.2% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$349,800

Brunswick County median home value

13.6%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Brunswick County

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact Brunswick County Habitat for Humanity to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Brunswick County Habitat for Humanity Homeownership Program (SHLP)?

Brunswick County Habitat for Humanity Homeownership Program (SHLP) is a first mortgage for homebuyers in Supply, North Carolina, administered by Brunswick County Habitat for Humanity. Funding comes from NCHFA Self-Help Loan Pool (SHLP).

How much assistance does it provide?

Brunswick County Habitat for Humanity Homeownership Program (SHLP) offers up to $50,000 in assistance. Amounts are the program's published maximums, not an offer — Brunswick County Habitat for Humanity determines any individual award.

Do you have to pay it back?

Brunswick County Habitat for Humanity Homeownership Program (SHLP) is a first mortgage and is repaid under the terms set by Brunswick County Habitat for Humanity. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Brunswick County Habitat for Humanity Homeownership Program (SHLP) sets its eligibility rules through Brunswick County Habitat for Humanity, and does not restrict applicants to first-time homebuyers. A homebuyer education course is required. Buyer must participate in construction or rehab of their home (sweat equity). NCHFA SHLP provides shared 0% amortizing mortgage (20-30 yr, up to $50K). Must complete homebuyer education + 2 hrs one-on-one counseling. Contact: 910-454-0007, 1323 Stone Chimney Rd SW, Supply NC 28462.

What are the income limits?

Brunswick County Habitat for Humanity Homeownership Program (SHLP) limits household income to 80% of the area median income, which varies by county and household size. Household income at or below 80% of Area Median Income. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Brunswick County Habitat for Humanity Homeownership Program (SHLP) can be used for single_family.

Where does it apply?

Brunswick County Habitat for Humanity Homeownership Program (SHLP) serves homebuyers purchasing in Supply, North Carolina.

How do you apply?

Applications for Brunswick County Habitat for Humanity Homeownership Program (SHLP) go through Brunswick County Habitat for Humanity, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Brunswick County homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 69 programs for Brunswick County

Program terms are set by Brunswick County Habitat for Humanity and can change; confirm on the official site before you apply.