See what you qualify for

Doorway to Prosperity Grant

Statewide (True Homes Communities) County, North Carolina

Last verified
Income limit

110% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Doorway to Prosperity Grant?

Doorway to Prosperity Grant is a grant for homebuyers in Statewide (True Homes Communities) County, North Carolina.

  • The Doorway to Prosperity Grant is a need-based cash grant from the True Homes Foundation, the 501(c)(3) charitable arm of NC homebuilder True Homes. Provides up to $10,000 toward down payment and closing costs for qualifying buyers purchasing a True Homes new-construction home in North Carolina or South Carolina. Application reviewed by Foundation Board; awards discretionary.
  • Cash grant (typically up to $10,000) toward down payment and closing costs for buyers purchasing a True Homes new-construction home. No repayment.
  • Funding comes from True Homes Foundation, Inc. (501(c)(3)).

Do you have to pay it back?

Doorway to Prosperity Grant is structured as a grant, so it is not repaid.

  • Repayment is triggered by None - true grant.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Doorway to Prosperity Grant is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • On credit: No published minimum; lender underwriting governs.
  • Residency: Buyer must purchase a True Homes home in NC or SC.
  • Buyer must purchase a True Homes new-construction home in NC or SC. Application reviewed by True Homes Foundation Board; need-based grant. Underwriting and award amount discretionary.

The program excludes

  • Manufactured homes
  • Households above 110% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Doorway to Prosperity Grant limits household income to 110% of the area median income, which varies by county and household size.

  • No published household-income cap; need-based determination by Foundation Board.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Doorway to Prosperity Grant caps the purchase price as follows: No published cap; tied to True Homes' product price points (typically $250K-$500K).

  • Eligible property types include True Homes new-construction single-family detached homes only.
  • New construction is eligible.
  • Manufactured homes are not eligible.

Is there eligibility for specific groups?

Doorway to Prosperity Grant names active-duty service members, reservists and National Guard members, surviving spouses, law enforcement officers, firefighters, healthcare workers, and buyers with disabilities among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Doorway to Prosperity Grant serves buyers purchasing in Statewide (True Homes Communities) County, North Carolina.

  • The program targets specific areas: True Homes communities in NC/SC; need-based with Foundation Board discretion.

How do you apply?

Applications for Doorway to Prosperity Grant go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Contact the administering agency to reserve funds

    Funds are reserved through Application via True Homes Foundation website; reviewed by Board on rolling basis., and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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Doorway to Prosperity Grant, explained

A short, free course on Doorway to Prosperity Grant: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

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