Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP)
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) is a first mortgage for homebuyers in Greensboro, North Carolina, administered by Habitat for Humanity of Greater Greensboro.
The program asks for
- A completed homebuyer education course
- Buyer must participate in construction or rehab of their home (sweat equity). NCHFA SHLP provides shared 0% amortizing mortgage (20-30 yr, up to $35K in CDBG Entitlement City of Greensboro). Must complete homebuyer education + 2 hrs one-on-one counseling. Contact: 336-275-4663, 3826 W Gate City Blvd, Greensboro NC 27407.
- A home in Guilford; Rockingham County
It doesn’t cover
- Households above 80% of area median income
- Homes outside Guilford; Rockingham County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
80% of Guilford; Rockingham County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program before funds are reserved.
Contact Habitat for Humanity of Greater Greensboro to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP)?
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) is a first mortgage for homebuyers in Greensboro, North Carolina, administered by Habitat for Humanity of Greater Greensboro. Funding comes from NCHFA Self-Help Loan Pool (SHLP).
How much assistance does it provide?
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) offers up to $35,000 in assistance. Amounts are the program's published maximums, not an offer — Habitat for Humanity of Greater Greensboro determines any individual award.
Do you have to pay it back?
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) is a first mortgage and is repaid under the terms set by Habitat for Humanity of Greater Greensboro. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) sets its eligibility rules through Habitat for Humanity of Greater Greensboro, and does not restrict applicants to first-time homebuyers. A homebuyer education course is required. Buyer must participate in construction or rehab of their home (sweat equity). NCHFA SHLP provides shared 0% amortizing mortgage (20-30 yr, up to $35K in CDBG Entitlement City of Greensboro). Must complete homebuyer education + 2 hrs one-on-one counseling. Contact: 336-275-4663, 3826 W Gate City Blvd, Greensboro NC 27407.
What are the income limits?
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) limits household income to 80% of the area median income, which varies by county and household size. Household income at or below 80% of Area Median Income. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) can be used for single_family.
Where does it apply?
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) serves homebuyers purchasing in Greensboro, North Carolina.
How do you apply?
Applications for Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) go through Habitat for Humanity of Greater Greensboro, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Guilford; Rockingham County homebuyersOther programs open to Guilford; Rockingham County homebuyers
- NC 1st Home Advantage Down PaymentUp to $15,000
- Down Payment AssistanceUp to $2,500
- Community Partners Loan Pool (CPLP)Deferred
Whether two programs can be combined is up to each agency. Ask before you apply.
All 69 programs for Guilford; Rockingham CountyProgram terms are set by Habitat for Humanity of Greater Greensboro and can change; confirm on the official site before you apply.