High Plains CDC Closing Cost Assistance
High Plains CDC Closing Cost Assistance is a grant for homebuyers in Nebraska, administered by High Plains Community Development Corporation.
The program asks for
- The home is occupied as a primary residence
- A completed homebuyer education course, through High Plains CDC (HUD-approved housing counseling agency; online homebuyer education via eHome America)
- Income-qualified; serves homes/households in Dawes, Box Butte, Sheridan, Sioux and Morrill counties; contact agency to determine eligibility.
- A home in Nebraska
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Nebraska’s homesThe homes in Nebraska
- 71.3% single-familysingle-family
- 4.1% townhousetownhouse
- 4.3% 2–4 units2–4 units
- 17.4% 5+ unitscondo & apartment buildings (5+ units)
- 2.9% mobile & othermobile home & other
$238,600
Nebraska median home value
57.2%
built before 1980
U.S. Census Bureau, ACS 2024 5-year.
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through High Plains CDC (HUD-approved housing counseling agency; online homebuyer education via eHome America).
Contact High Plains Community Development Corporation to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is High Plains CDC Closing Cost Assistance?
High Plains CDC Closing Cost Assistance is a grant for homebuyers in Nebraska, administered by High Plains Community Development Corporation. High Plains Community Development Corporation, a HUD-approved housing counseling agency formed in 1995, provides income-based closing cost assistance grants to homebuyers in the five northwest-Nebraska Panhandle counties it serves. Base grant funds award up to $5,000 to a minimum of 18 households over two years; an additional First Down pool from FHLBank Topeka (administered via Nebraska Housing Developers) increases assistance up to $6,000 per household. Closing cost assistance grant up to $5,000 (base program). Up to $6,000 per household with additional FHLB Topeka First Down pool. Free HUD-approved homebuyer education and one-on-one pre-purchase counseling. Funding comes from Grant funds (income-based); additional First Down pool funded by FHLBank of Topeka via Nebraska Housing Developers.
How much assistance does it provide?
High Plains CDC Closing Cost Assistance offers up to $6,000 in assistance. Amounts are the program's published maximums, not an offer — High Plains Community Development Corporation determines any individual award.
Do you have to pay it back?
High Plains CDC Closing Cost Assistance is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
High Plains CDC Closing Cost Assistance is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through High Plains CDC (HUD-approved housing counseling agency; online homebuyer education via eHome America). Income-qualified; serves homes/households in Dawes, Box Butte, Sheridan, Sioux and Morrill counties; contact agency to determine eligibility.
What are the income limits?
High Plains CDC Closing Cost Assistance sets its income limit as follows: Awarded based on income qualification. The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
Where does it apply?
High Plains CDC Closing Cost Assistance serves homebuyers purchasing anywhere in Nebraska.
How do you apply?
Applications for High Plains CDC Closing Cost Assistance go through High Plains Community Development Corporation, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Nebraska homebuyersOther programs open to Nebraska homebuyers
- NENEDD Direct Homebuyer Assistance ProgramUp to $30,000
- Purchase Resell Rehab Down Payment Assistance (NeighborWorks Northeast Nebraska)Up to $20,000
- FHLBank Topeka Homeownership Set-aside Program (HSP)Up to $15,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 76 programs for NebraskaProgram terms are set by High Plains Community Development Corporation and can change; confirm on the official site before you apply.