Down payment assistance · Nebraska

Buying a home in Nebraska

23 programs: 14 statewide, the rest run by counties and 2 cities. What you can use depends on where the home is.23 programs across Nebraska: 14 statewide, the rest run by counties and 2 cities. What you can use depends on where the home is.

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Start with your county

Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Lancaster	3	$275,200	$106,600	See Lancaster
Douglas	2	$266,100	$114,000	See Douglas
Thurston	1	$114,600	$77,200	See Thurston
All 93 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified July–September 2026.

Anywhere in Nebraska

14 statewide programs

Up to $30,000

NENEDD Direct Homebuyer Assistance Program

Deferred second loan · New construction · Income limits

See details

Up to $20,000

Purchase Resell Rehab Down Payment Assistance (NeighborWorks Northeast Nebraska)

Deferred second loan · Income limits

See details

Up to $15,000

FHLBank Topeka Homeownership Set-aside Program (HSP)

Assistance grant · Forgiven over 5 yrs · Income limits · First-time

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

8 HUD-approved counseling agencies in Nebraska8 HUD-approved housing counseling agencies in Nebraska

10 of the 14 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.10 of the 14 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Income limitsIncome limits and price caps in NebraskaArea median income for all 93 counties, and the limit each program sets.See the limits

Nebraska questions

What is NENEDD Direct Homebuyer Assistance Program?

NENEDD Direct Homebuyer Assistance Program, a deferred second loan (new construction, income limits), open anywhere in Nebraska and run by Northeast Nebraska Economic Development District (NENEDD) / Northeast Economic Development, Inc.. Its page has the details and a link to the official site.

Which Nebraska counties run their own programs?

3 counties of 93 have a county or city program listed, among them Lancaster, Douglas and Thurston. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Nebraska?

Many programs ask for one. 10 of the 14 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Nebraska condo?

Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.

2 Nebraska cities with their own program