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Ho-Chunk Community Development Corporation Down Payment Assistance Program

Ho-Chunk Community Development Corporation (HCCDC) · Winnebago, Nebraska

Last verified
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Repayment

Deferred

No payments until the home is sold or refinanced

What is Ho-Chunk Community Development Corporation Down Payment Assistance Program?

Ho-Chunk Community Development Corporation Down Payment Assistance Program is a deferred second loan for homebuyers in Winnebago, Nebraska, administered by Ho-Chunk Community Development Corporation (HCCDC).

  • Ho-Chunk Community Development Corporation works with the Winnebago Tribe of Nebraska, Ho-Chunk Inc., and state and federal partners to increase the availability of high-quality affordable housing on the Winnebago Reservation. Its Down Payment Assistance Program has provided $2.5 million in assistance to help 70 tribal members construct new homes on the reservation over the past 15 years, alongside homebuyer education and financial services.
  • Down payment assistance for tribal members building/purchasing homes on the Winnebago Reservation.
  • Homebuyer education and financial counseling.

Do you have to pay it back?

Ho-Chunk Community Development Corporation Down Payment Assistance Program is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Ho-Chunk Community Development Corporation Down Payment Assistance Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • A completed homebuyer education course, through HCCDC homebuyer education classes
  • DRAFT (dpa-gap-finder 2026-06-14): pending review. Serves Native American community and residents of the Winnebago Reservation / Thurston County; tied to tribal housing development on reservation land.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Is there eligibility for specific groups?

Ho-Chunk Community Development Corporation Down Payment Assistance Program names American Indian and Alaska Native buyers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Ho-Chunk Community Development Corporation Down Payment Assistance Program serves buyers purchasing in Winnebago, Nebraska.

How do you apply?

Applications for Ho-Chunk Community Development Corporation Down Payment Assistance Program go through Ho-Chunk Community Development Corporation (HCCDC), which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through HCCDC homebuyer education classes.

  2. Contact Ho-Chunk Community Development Corporation (HCCDC) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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