Ho-Chunk Community Development Corporation Down Payment Assistance Program
Ho-Chunk Community Development Corporation Down Payment Assistance Program is a deferred second loan for homebuyers in Winnebago, Nebraska, administered by Ho-Chunk Community Development Corporation (HCCDC).
The program asks for
- The home is occupied as a primary residence
- A completed homebuyer education course, through HCCDC homebuyer education classes
- Serves Native American community and residents of the Winnebago Reservation / Thurston County; tied to tribal housing development on reservation land.
- A home in Thurston County
It doesn’t cover
- Homes outside Thurston County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Thurston County’s homesThe homes in Thurston County
- 80.9% single-familysingle-family
- 2.3% townhousetownhouse
- 5.9% 2–4 units2–4 units
- 7.2% 5+ unitscondo & apartment buildings (5+ units)
- 3.8% mobile & othermobile home & other
$114,600
Thurston County median home value
66%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Thurston County
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program, through HCCDC homebuyer education classes.
Contact Ho-Chunk Community Development Corporation (HCCDC) to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Ho-Chunk Community Development Corporation Down Payment Assistance Program?
Ho-Chunk Community Development Corporation Down Payment Assistance Program is a deferred second loan for homebuyers in Winnebago, Nebraska, administered by Ho-Chunk Community Development Corporation (HCCDC). Ho-Chunk Community Development Corporation works with the Winnebago Tribe of Nebraska, Ho-Chunk Inc., and state and federal partners to increase the availability of high-quality affordable housing on the Winnebago Reservation. Its Down Payment Assistance Program has provided $2.5 million in assistance to help 70 tribal members construct new homes on the reservation over the past 15 years, alongside homebuyer education and financial services. Down payment assistance for tribal members building/purchasing homes on the Winnebago Reservation. Homebuyer education and financial counseling.
Do you have to pay it back?
Ho-Chunk Community Development Corporation Down Payment Assistance Program is deferred, so no payments are due until the home is sold, refinanced, or the first mortgage is paid off. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Ho-Chunk Community Development Corporation Down Payment Assistance Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through HCCDC homebuyer education classes. Serves Native American community and residents of the Winnebago Reservation / Thurston County; tied to tribal housing development on reservation land.
Is there eligibility for specific groups?
Ho-Chunk Community Development Corporation Down Payment Assistance Program names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.
Where does it apply?
Ho-Chunk Community Development Corporation Down Payment Assistance Program serves homebuyers purchasing in Winnebago, Nebraska.
How do you apply?
Applications for Ho-Chunk Community Development Corporation Down Payment Assistance Program go through Ho-Chunk Community Development Corporation (HCCDC), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Thurston County homebuyersOther programs open to Thurston County homebuyers
- FHLBank Topeka Homeownership Set-aside Program (HSP)Up to $15,000
- FHLBank Topeka Homeownership Possibilities Expanded (HOPE)Up to $2,500
- Build HomeDeferred
Whether two programs can be combined is up to each agency. Ask before you apply.
All 71 programs for Thurston CountyProgram terms are set by Ho-Chunk Community Development Corporation (HCCDC) and can change; confirm on the official site before you apply.