Down payment assistance · New Hampshire

Buying a home in New Hampshire

29 programs: 14 statewide, the rest run by counties and 3 cities. What you can use depends on where the home is.29 programs across New Hampshire: 14 statewide, the rest run by counties and 3 cities. What you can use depends on where the home is.

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Start with your county

Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Grafton	4	$344,500	$112,000	See Grafton
Hillsborough	3	$421,100	$147,600	See Hillsborough
Carroll	1	$388,900	$108,800	See Carroll
Cheshire	1	$280,100	$114,700	See Cheshire
All 10 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified July 2026.

Anywhere in New Hampshire

14 statewide programs

Up to $75,000

Purchase Rehab Mortgage (Home Flex Rehab)

First mortgage · Income limits

See details

Up to $50,000

Lift Up Homeownership

Forgivable loan · Income limits · First-time

See details

Up to $25,000

Equity Builder Program (EBP)

Forgivable loan · Forgiven over 5 yrs · Income limits · First-time

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

7 HUD-approved counseling agencies in New Hampshire7 HUD-approved housing counseling agencies in New Hampshire

12 of the 14 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.12 of the 14 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Free account → 90-second match → your counselors

Income limitsIncome limits and price caps in New HampshireArea median income for all 10 counties, and the limit each program sets.See the limits

New Hampshire questions

What is Purchase Rehab Mortgage (Home Flex Rehab)?

Purchase Rehab Mortgage (Home Flex Rehab), a first mortgage (income limits), open anywhere in New Hampshire and run by New Hampshire Housing Finance Authority (New Hampshire Housing). Its page has the details and a link to the official site.

Which New Hampshire counties run their own programs?

8 counties of 10 have a county or city program listed, among them Grafton, Hillsborough, Carroll and Cheshire. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in New Hampshire?

Many programs ask for one. 12 of the 14 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a New Hampshire condo?

12 of the 14 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.

3 New Hampshire cities with their own program

All 10 counties