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Programs by situation

Down payment assistance for veterans and military families in New Hampshire

12 programs name veterans and military families: 2 city, 1 county or regional, 9 statewide.

Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a veteran puts a program on this list; it does not decide whether you can use it.

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The 12 programs, closest first

From one city out to the whole state

Listed A–Z within each group, not ranked.

In a New Hampshire city 2 programs

For homes inside that city’s limits only
GrantNashua · Hillsborough County

First-Time Homebuyer Assistance Program

Assistance grant · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

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ForgivablePortsmouth · Rockingham County

Home Town: First Time Homebuyer program

Forgivable loan · First-time homebuyers · Income limit 120% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →

In a county or region 1 program

For homes anywhere in the county or the counties named
GrantMultiple County

Pathways to Homeownership

Assistance grant · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

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Anywhere in New Hampshire 9 programs

Can sit alongside a city or county program where both allow it
Grant

1stGenHomeNH

Assistance grant · First-time homebuyers

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

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Forgivable

Cash Assistance Mortgage Program

Forgivable loan

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

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Forgivable

Home First

Forgivable loan · First-time homebuyers

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

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Forgivable

Home Flex

Forgivable loan

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Forgivable

Home Flex Plus

Forgivable loan

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Forgivable

Home Preferred

Forgivable loan · First-time homebuyers · Income limit 80% of area median income

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →
Up to $2,000

Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)

Mortgage credit certificate · First-time homebuyers

Names: veterans · No homebuyer class in the record

See details →
Forgivable

ROC Preferred

Forgivable loan

Names: veterans, active-duty service members, reservists and surviving spouses · Homebuyer class required

See details →

Nationwide 5 programs · not in the 12

Nationwide: 5 more, not in the 12

What to know

What the 12 records say

From each program’s own record. The agency decides who can use it.

  1. 11 of 12

    ask for a homebuyer education class.

  2. 8 of 12

    are limited to first-time homebuyers, as each program defines it.

  3. 11 of 12

    name an FHA, VA, USDA or conventional loan they can be paired with.

Free help in New Hampshire

7 HUD-approved counseling agencies in New Hampshire

11 of 12 of these programs ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.

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Questions, answered

Does being a veteran mean I can use these programs?

No. These programs name veterans and military families in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.

Why are nationwide programs listed separately?

A nationwide program is not one of New Hampshire’s own, so it is listed below the 12 New Hampshire programs and not counted in them. Each one sets its own area and eligibility rules; its page has the details.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Programs and counts: Hey Prescott program records, each verified with its administering agency (June–July 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.