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AHEAD Pathways to Homeownership (Coos County / Tillotson Fund)

AHEAD Pathways to Homeownership (Coos County / Tillotson Fund) is a grant for homebuyers in Littleton, New Hampshire, administered by AHEAD, Inc. (Affordable Housing, Education and Development).

Last verified Source: AHEAD, Inc. (Affordable Housing, Education and Development)

The program asks for

  • The home is occupied as a primary residence
  • A completed homebuyer education course, through AHEAD (Secrets of Homebuying workshop + one-on-one homebuyer counseling)
  • Residency: Must work and live in an eligible community: Bethlehem, Berlin, Carroll, Clarksville, Colebrook, Columbia, Dalton, Dummer, Errol, Gorham, Jefferson, Lancaster, Littleton, Milan, Northumberland, Pittsburg, Randolph, Shelburne, Stark, Stewartstown, Stratford, Whitefield.
  • One-time grant at closing; no repayment described on source. Must be qualified to purchase, willing to work/live in an eligible community, complete AHEAD's Secrets of Homebuying workshop and counseling, meet income (<=120% AMI). GAP: no public program PDF; exact minimum amount, lien/recapture terms, property types, HUD AMI $ figures not stated.
  • A home in Coos County

It doesn’t cover

  • Households above 120% of area median income
  • Homes outside Coos County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

120% of Coos County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$87,700
Area median income, 4-person household (HUD, 2026)

Where it applies

Coos County’s homes

  • 68.4% single-family
  • 2.5% townhouse
  • 11.6% 2–4 units
  • 7.3% 5+ units
  • 10.3% mobile & other

$188,900

Coos County median home value

64%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Coos County

How to apply

  1. Take a homebuyer education course

    Required by the program, through AHEAD (Secrets of Homebuying workshop + one-on-one homebuyer counseling).

  2. Contact AHEAD, Inc. (Affordable Housing, Education and Development) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is AHEAD Pathways to Homeownership (Coos County / Tillotson Fund)?

AHEAD Pathways to Homeownership (Coos County / Tillotson Fund) is a grant for homebuyers in Littleton, New Hampshire, administered by AHEAD, Inc. (Affordable Housing, Education and Development). AHEAD's Pathways to Homeownership program, funded by the Neil & Louise Tillotson Fund, provides workforce down payment assistance to homebuyers in Coos County and bordering communities. Eligible buyers receive 5% of the purchase price, up to $15,000, as a one-time grant at closing. Distinct from AHEAD's Pathways to Homeownership II (Grafton County). One-time DP grant of 5% of purchase price up to $15,000. May combine with other DPA. Integrated homebuyer education & counseling. Funding comes from Neil & Louise Tillotson Fund.

How much assistance does it provide?

AHEAD Pathways to Homeownership (Coos County / Tillotson Fund) offers up to $15,000 in assistance. The program can be combined with other assistance, subject to the rules of each. Amounts are the program's published maximums, not an offer — AHEAD, Inc. (Affordable Housing, Education and Development) determines any individual award.

Do you have to pay it back?

AHEAD Pathways to Homeownership (Coos County / Tillotson Fund) is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

AHEAD Pathways to Homeownership (Coos County / Tillotson Fund) is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through AHEAD (Secrets of Homebuying workshop + one-on-one homebuyer counseling). Residency requirement: Must work and live in an eligible community: Bethlehem, Berlin, Carroll, Clarksville, Colebrook, Columbia, Dalton, Dummer, Errol, Gorham, Jefferson, Lancaster, Littleton, Milan, Northumberland, Pittsburg, Randolph, Shelburne, Stark, Stewartstown, Stratford, Whitefield. One-time grant at closing; no repayment described on source. Must be qualified to purchase, willing to work/live in an eligible community, complete AHEAD's Secrets of Homebuying workshop and counseling, meet income (<=120% AMI). GAP: no public program PDF; exact minimum amount, lien/recapture terms, property types, HUD AMI $ figures not stated.

What are the income limits?

AHEAD Pathways to Homeownership (Coos County / Tillotson Fund) limits household income to 120% of the area median income, which varies by county and household size. Household must earn 120% or less of Area Median Income. The limit applies to total household income, not only the borrower&rsquo;s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

Where does it apply?

AHEAD Pathways to Homeownership (Coos County / Tillotson Fund) serves homebuyers purchasing in Littleton, New Hampshire. The program targets specific areas: Coos County and bordering communities; specific eligible towns listed by AHEAD.

How do you apply?

Applications for AHEAD Pathways to Homeownership (Coos County / Tillotson Fund) go through AHEAD, Inc. (Affordable Housing, Education and Development), which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Coos County homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 77 programs for Coos County

Program terms are set by AHEAD, Inc. (Affordable Housing, Education and Development) and can change; confirm on the official site before you apply.