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AHEAD Pathways to Homeownership II (Grafton County)

AHEAD, Inc. (Affordable Housing, Education and Development) · Littleton, New Hampshire

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Assistance

$20,000

The maximum the program publishes — not an offer

Income limit

120% AMI

Of area median income; varies by county and household size

Repayment

Forgivable

Forgiven after 5 years

What is AHEAD Pathways to Homeownership II (Grafton County)?

AHEAD Pathways to Homeownership II (Grafton County) is a forgivable loan for homebuyers in Littleton, New Hampshire, administered by AHEAD, Inc. (Affordable Housing, Education and Development).

  • AHEAD's workforce down-payment assistance program for Grafton County, expanding the original Pathways to Homeownership with new county funding. Provides 5% of purchase price up to $20,000 as a forgivable grant to eligible homebuyers who work and purchase a primary residence in an eligible Grafton County community, earning 120% AMI or less. Can be combined with other DPA to improve affordability.
  • Up to $20,000 (5% of purchase price).
  • Forgivable over 5 years.
  • Can be combined with other DPA programs.
  • Workforce-focused (employed in Grafton County).
  • Funding comes from Grafton County (county-secured funding); administered by AHEAD.

How much assistance does it provide?

AHEAD Pathways to Homeownership II (Grafton County) offers up to $20,000 in assistance.

  • The program can be combined with other assistance, subject to the rules of each.
  • Amounts are the program's published maximums, not an offer — AHEAD, Inc. (Affordable Housing, Education and Development) determines any individual award.

Do you have to pay it back?

AHEAD Pathways to Homeownership II (Grafton County) is forgiven after 5 years, so a buyer who stays that long does not repay it.

  • Repayment is triggered by Sale or refinance within the forgiveness period; repayment prorated based on time in the home. (Forgiveness/recapture terms reported via AHEAD news coverage - confirm exact note/lien terms with AHEAD.).
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

AHEAD Pathways to Homeownership II (Grafton County) is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • A completed homebuyer education course, through AHEAD (Secrets of Homebuying workshop plus one-on-one homebuyer counseling with an AHEAD Housing Counselor).
  • Residency: Must be employed within Grafton County and purchasing a primary residence in an eligible Grafton County community (Alexandria, Ashland, Bath, Benton, Bethlehem, Bridgewater, Bristol, Campton, Canaan, Dorchester, Easton, Ellsworth, Enfield, Franconia, Grafton, Groton, Hanover, Haverhill, Hebron, Holderness, Landaff, Lebanon, Lincoln, Lisbon, Littleton, Lyman, Lyme, Monroe, Orange, Orford, Piermont, Plymouth, Rumney, Sugar Hill, Thornton, Warren, Waterville Valley, Wentworth, Woodstock).
  • DRAFT (dpa-gap-finder 2026-06-14): pending review. DISTINCT from the existing catalog 'Pathways to Homeownership' row (original Coos County / Tillotson-funded, up to $15,000) - this is the Grafton County-funded expansion (up to $20,000). Must be employed in Grafton County; complete AHEAD's Secrets of Homebuying workshop and one-on-one counseling; lender/underwriter approval of the grant required. The 5-year prorated-forgiveness detail was sourced from AHEAD news coverage rather than the program page - confirm exact note/lien/recapture terms with AHEAD (603-444-1377).

The program excludes

  • Households above 120% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

AHEAD Pathways to Homeownership II (Grafton County) limits household income to 120% of the area median income, which varies by county and household size.

  • Household must earn 120% or less of Area Median Income (AMI).
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

AHEAD Pathways to Homeownership II (Grafton County) can be used for Single Family.

Where does it apply?

AHEAD Pathways to Homeownership II (Grafton County) serves buyers purchasing in Littleton, New Hampshire.

How do you apply?

Applications for AHEAD Pathways to Homeownership II (Grafton County) go through AHEAD, Inc. (Affordable Housing, Education and Development), which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through AHEAD (Secrets of Homebuying workshop plus one-on-one homebuyer counseling with an AHEAD Housing Counselor)..

  2. Contact AHEAD, Inc. (Affordable Housing, Education and Development) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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