Habitat for Humanity of Cape May County Homeownership Program
Habitat for Humanity of Cape May County Homeownership Program is down payment assistance for homebuyers in Cape May Court House, New Jersey, administered by Habitat for Humanity of Cape May County.
The program asks for
- The home is occupied as a primary residence
- A completed homebuyer education course
- Must demonstrate need, ability to pay a Habitat mortgage, and willingness to partner (200+ hours sweat equity). Random lottery among qualified applicants. Must complete homebuyer education classes. If not meeting minimum financial qualifications, referred to HUD-certified housing counselor.
- A home inside Cape May Court House city limits
It doesn’t cover
- Homes outside Cape May Court House
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Where it applies
Cape May Court House’s homesCape May Court House’s homes, and the ones this program accepts
- 65.3% single-familysingle-family
- 6.9% townhousetownhouse
- 11.9% 2–4 units2–4 units
- 5.5% 5+ unitscondo & apartment buildings (5+ units)
- 10.4% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$381,200
Cape May Court House median home value
47.7%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Cape May Court House
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program before funds are reserved.
Contact Habitat for Humanity of Cape May County to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Habitat for Humanity of Cape May County Homeownership Program?
Habitat for Humanity of Cape May County Homeownership Program is down payment assistance for homebuyers in Cape May Court House, New Jersey, administered by Habitat for Humanity of Cape May County. Habitat for Humanity of Cape May County builds high-quality, energy-efficient homes with low-income families and sells them at no profit with an affordable mortgage. The program includes homebuyer education classes and a minimum 200 hours of sweat equity. Applications accepted when construction cycles are open (active as of March 2026). No-profit home purchase with affordable income-based mortgage. Minimum 200 sweat equity hours required. Homebuyer education classes included.
Do you have to pay it back?
Habitat for Humanity of Cape May County Homeownership Program is down payment assistance and is repaid under the terms set by Habitat for Humanity of Cape May County. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Habitat for Humanity of Cape May County Homeownership Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required. Must demonstrate need, ability to pay a Habitat mortgage, and willingness to partner (200+ hours sweat equity). Random lottery among qualified applicants. Must complete homebuyer education classes. If not meeting minimum financial qualifications, referred to HUD-certified housing counselor.
What kind of home can it be used for?
Habitat for Humanity of Cape May County Homeownership Program can be used for single_family. New construction is eligible.
Where does it apply?
Habitat for Humanity of Cape May County Homeownership Program serves homebuyers purchasing in Cape May Court House, New Jersey.
How do you apply?
Applications for Habitat for Humanity of Cape May County Homeownership Program go through Habitat for Humanity of Cape May County, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Cape May Court House homebuyersOther programs open to Cape May Court House homebuyers
- Homebuyer Dream Program (HDP)Up to $30,000
- Homebuyer Dream Program Plus (HDP Plus)Up to $30,000
- Homebuyer Dream Program Wealth BuilderUp to $30,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 82 programs for Cape May Court HouseProgram terms are set by Habitat for Humanity of Cape May County and can change; confirm on the official site before you apply.