Down-payment assistance
Habitat for Humanity of Cape May County Homeownership Program
New construction · single_family
Down payment assistance · Cape May County
Buying a home in Cape May Court House, NJ
1 Cape May Court House program and 19 statewide.Cape May Court House has 1 program of its own, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Cape May Court House addresses
Cape May Court House’s own program
The Cape May Court House marketThe Cape May Court House housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Cape May Court House
- 65.3% single-familysingle-family
- 6.9% townhousetownhouse
- 11.9% 2–4 units2–4 units
- 5.5% 5+ unitscondo & apartment buildings (5+ units)
- 10.4% mobile & othermobile home & other
About condos. Cape May Court House’s one local program does not list condos as eligible. Habitat for Humanity of Cape May County Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Cape May Court House’s homes were built
pre-19401970s2020+
47.7%
of Cape May Court House homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$115,800
County area median income, 4 people (HUD)HUD area median income, Cape May County, 4-person household (2026)
$74,464
Cape May Court House median household incomeMedian household income in Cape May Court House (Census, 2024)
20 of the 82 programs here set their income limit as a share of Cape May County’s area median income, adjusted for household size. See the published limits for Cape May County
Free help nearbyFree help near Cape May Court House
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Cape May Court House’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Cape May County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Cape May Court House questions
Does Cape May Court House have its own down payment program?
Yes, one: Habitat for Humanity of Cape May County Homeownership Program, a down-payment assistance (new construction). It is for homes inside Cape May Court House.
Can I use assistance on a condo in Cape May Court House?
Cape May Court House’s one local program does not list condos as eligible. Habitat for Humanity of Cape May County Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cape May County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Cape May County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cape May Court House?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
08210
Nearby in Cape May
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.