Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program

What is Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program?

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program is a grant for homebuyers in Shawnee, Oklahoma, administered by Absentee Shawnee Housing Authority (ASHA).

• Mortgage assistance grant up to $15,000 or 3% of mortgage amount (whichever is less) for down payment and closing costs. For enrolled Absentee Shawnee Tribe members purchasing a primary residence in Oklahoma. Mortgage must be fixed-rate for at least 15 years. One-time lifetime benefit. Applicant must not have owned real estate within 3 years.
• Funding comes from NAHASDA / IHBG (HUD) and tribal funds.

How much assistance does it provide?

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program offers up to $15,000 in assistance.

• Amounts are the program's published maximums, not an offer — Absentee Shawnee Housing Authority (ASHA) determines any individual award.

Do you have to pay it back?

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program is structured as a grant, so it is not repaid.

• Repayment is triggered by Grant; no repayment unless applicant ceases to use property as primary residence during Useful Life period.
• The assistance is recorded in NAHASDA Useful Life Agreement lien position.
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program limits household income to 80% of the area median income, which varies by county and household size.

• Must meet NAHASDA HUD income limits (80% AMI or below). Over-income applications may be considered under tribal-funded track.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program caps the purchase price as follows: No published maximum; mortgage must be fixed-rate for at least 15 years.

• Eligible property types include Single Family.
• New construction is eligible.

Is there eligibility for specific groups?

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program serves buyers purchasing in Shawnee, Oklahoma.

How do you apply?

Applications for Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program go through Absentee Shawnee Housing Authority (ASHA), which publishes the current terms and the application steps on its own site.

1. 1

   Take a homebuyer education course

   Required by the program, through HUD-certified pre-homeownership counselor.

2. 2

   Contact Absentee Shawnee Housing Authority (ASHA) to reserve funds

   Funds are reserved through First-come, first-served, and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.