Down payment assistance · Oklahoma

Buying a home in Oklahoma

60 programs: 18 statewide, the rest run by counties and 7 cities. What you can use depends on where the home is.60 programs across Oklahoma: 18 statewide, the rest run by counties and 7 cities. What you can use depends on where the home is.

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Start with your county

Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Oklahoma	6	$222,900	$97,300	See Oklahoma
Tulsa	6	$230,400	$95,000	See Tulsa
Caddo	4	$115,700	$71,800	See Caddo
Kay	4	$124,700	$77,500	See Kay
All 77 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–August 2026.

Anywhere in Oklahoma

18 statewide programs

Up to $20,000

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma

Assistance grant · New construction · Income limits · First-time

See details

Up to $15,000

FHLBank Topeka Homeownership Set-Aside Program (HSP) - Oklahoma

Assistance grant · New construction · Income limits · First-time

See details

Up to $14,000

ONAC Down Payment Assistance Program

Assistance grant · Forgiven over 5 yrs · Income limits

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

10 HUD-approved counseling agencies in Oklahoma10 HUD-approved housing counseling agencies in Oklahoma

12 of the 18 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.12 of the 18 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Income limitsIncome limits and price caps in OklahomaArea median income for all 77 counties, and the limit each program sets.See the limits

Oklahoma questions

What is FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Oklahoma, a assistance grant for first-time homebuyers (new construction, income limits), open anywhere in Oklahoma and run by Federal Home Loan Bank of Dallas (via participating member financial institutions). Its page has the details and a link to the official site.

Which Oklahoma counties run their own programs?

13 counties of 77 have a county or city program listed, among them Oklahoma, Tulsa, Caddo and Kay. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Oklahoma?

Many programs ask for one. 12 of the 18 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Oklahoma condo?

12 of the 18 statewide programs list condos as eligible. Each program’s page lists the kinds of homes it accepts.