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Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant

Housing Authority of the Cheyenne and Arapaho Tribes · Concho, Oklahoma

Last verified
Income limit

80% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant?

Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant is a grant for homebuyers in Concho, Oklahoma, administered by Housing Authority of the Cheyenne and Arapaho Tribes.

  • Down payment and closing cost grant for enrolled Cheyenne and Arapaho tribal members who can independently qualify for a mortgage from a private sector lender. HUD income guidelines required. First-come, first-served. Grant funds paid directly to closing agency.
  • Funding comes from NAHASDA / IHBG (HUD).

Do you have to pay it back?

Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant is structured as a grant, so it is not repaid.

  • Repayment is triggered by Grant; no repayment required. NAHASDA Useful Life Agreement applies.
  • The assistance is recorded in NAHASDA Useful Life Agreement position.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Residency: Tribal enrollment required. Must be an enrolled member of the Cheyenne and Arapaho Tribes of Oklahoma. Preference given to enrolled tribal members. CDIB required.
  • DRAFT (dpa-gap-finder 2026-06-12): pending review. DPA Policy PDF (Rev. 7.21, July 2021) available. Specific dollar max not confirmed due to rate limit on PDF fetch; contact housing authority at 405-262-0345. Must be an enrolled member of the Cheyenne and Arapaho Tribes of Oklahoma. Preference given to enrolled tribal members. CDIB required. Service area: Canadian, Blaine, Custer, Roger Mills, Dewey, Ellis, Woodward Counties in central/western Oklahoma

The program excludes

  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant limits household income to 80% of the area median income, which varies by county and household size.

  • HUD income guidelines required (80% AMI or below for NAHASDA track).
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant caps the purchase price as follows: No published maximum purchase price.

  • Eligible property types include Single Family.
  • New construction is eligible.

Is there eligibility for specific groups?

Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant names American Indian and Alaska Native buyers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant serves buyers purchasing in Concho, Oklahoma.

How do you apply?

Applications for Cheyenne and Arapaho Tribes Housing Authority Down Payment/Closing Cost Grant go through Housing Authority of the Cheyenne and Arapaho Tribes, which publishes the current terms and the application steps on its own site.

  1. Contact Housing Authority of the Cheyenne and Arapaho Tribes to reserve funds

    Funds are reserved through First-come, first-served, and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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