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Green Country Habitat for Humanity Homebuyer Program

Green Country Habitat for Humanity · Tulsa, Oklahoma

Last verified
Income limit

$114,000

The household income limit the program publishes

What is Green Country Habitat for Humanity Homebuyer Program?

Green Country Habitat for Humanity Homebuyer Program is down payment assistance for homebuyers in Tulsa, Oklahoma, administered by Green Country Habitat for Humanity.

  • Green Country Habitat for Humanity's Homebuyer Program sells newly built, energy-efficient homes in the Tulsa region financed with an affordable 0%-interest mortgage. Applicants must earn within program income bands (roughly up to 80% of Tulsa County AMI), have a 600+ credit score, not have owned a home in the last 3 years, and complete homebuyer education plus sweat-equity. Additional down payment assistance may be offered to qualified applicants subject to availability.
  • Affordable 0% interest mortgage.
  • Newly built energy-efficient home.
  • HUD-certified counseling.
  • Possible additional down payment assistance subject to availability.
  • Funding comes from Nonprofit (Habitat affiliate); donations and ReStore proceeds.

Do you have to pay it back?

Green Country Habitat for Humanity Homebuyer Program is down payment assistance and is repaid under the terms set by Green Country Habitat for Humanity.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Green Country Habitat for Humanity Homebuyer Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • On credit: Credit score of 600 or higher.
  • A completed homebuyer education course, through Green Country Habitat HUD-certified counselors; Homebuyer Education Courses.
  • Residency: Occupy as primary residence.
  • Citizenship or immigration status: Legal U.S. citizen or permanent resident.
  • DRAFT (dpa-gap-finder 2026-06-10): pending review. Primarily an affordable-homeownership (self-help) program with required sweat-equity. Site states DPA is determined for qualified applicants subject to availability; DPA amount, form, lien position, and forgiveness terms NOT published, so assistance_amount/percentage null and assistance_type 'other'.

The program excludes

  • Manufactured homes
  • Households above $114,000

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Green Country Habitat for Humanity Homebuyer Program limits household income to $114,000.

  • The limit applies to total household income, not only the borrower’s.
  • The program lists a maximum household size of 8.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Green Country Habitat for Humanity Homebuyer Program can be used for Single Family.

  • New construction is eligible.
  • Manufactured homes are not eligible.

Where does it apply?

Green Country Habitat for Humanity Homebuyer Program serves buyers purchasing in Tulsa, Oklahoma.

How do you apply?

Applications for Green Country Habitat for Humanity Homebuyer Program go through Green Country Habitat for Humanity, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program, through Green Country Habitat HUD-certified counselors; Homebuyer Education Courses..

  2. Contact Green Country Habitat for Humanity to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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