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Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance is a grant for homebuyers in Perkins, Oklahoma, administered by Bah-Kho-Je Housing Authority (Iowa Tribe of Oklahoma).

Last verified Source: Bah-Kho-Je Housing Authority (Iowa Tribe of Oklahoma)

The program asks for

  • The home is occupied as a primary residence
  • Residency: Tribal enrollment required. Must be an enrolled member of the Iowa Tribe of Oklahoma. CDIB required.
  • Up to $5,000 confirmed from official iowanation.org housing department page. One-time lifetime benefit. Must be an enrolled member of the Iowa Tribe of Oklahoma. CDIB required. Iowa Tribe service area; check iowanation.org for current geographic parameters
  • A home in Payne County

It doesn’t cover

  • Households above 80% of area median income
  • Homes outside Payne County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

80% of Payne County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$98,800
Area median income, 4-person household (HUD, 2026)

Where it applies

Payne County’s homes

  • 61.8% single-family
  • 3.8% townhouse
  • 6.1% 2–4 units
  • 19.8% 5+ units
  • 8.4% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$223,300

Payne County median home value

44.9%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Payne County

How to apply

  1. Contact Bah-Kho-Je Housing Authority (Iowa Tribe of Oklahoma) to reserve funds

    Funds are reserved through As funds available, and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance?

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance is a grant for homebuyers in Perkins, Oklahoma, administered by Bah-Kho-Je Housing Authority (Iowa Tribe of Oklahoma). One-time lifetime down payment and closing cost assistance grant up to $5,000 for enrolled Iowa Tribe of Oklahoma members purchasing a primary residence. Funding comes from NAHASDA / IHBG (HUD).

How much assistance does it provide?

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance offers up to $5,000 in assistance. Amounts are the program's published maximums, not an offer — Bah-Kho-Je Housing Authority (Iowa Tribe of Oklahoma) determines any individual award.

Do you have to pay it back?

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance is structured as a grant, so it is not repaid. Repayment is triggered by Grant; one-time lifetime benefit. No repayment unless NAHASDA Useful Life recapture triggered. The assistance is recorded in NAHASDA Useful Life Agreement position. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance is open to homebuyers who will live in the home as their primary residence. Residency requirement: Tribal enrollment required. Must be an enrolled member of the Iowa Tribe of Oklahoma. CDIB required. Up to $5,000 confirmed from official iowanation.org housing department page. One-time lifetime benefit. Must be an enrolled member of the Iowa Tribe of Oklahoma. CDIB required. Iowa Tribe service area; check iowanation.org for current geographic parameters.

What are the income limits?

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance limits household income to 80% of the area median income, which varies by county and household size. Must meet NAHASDA HUD income limits (80% AMI or below). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance caps the purchase price as follows: No published maximum purchase price. Eligible property types include Single Family. New construction is eligible.

Is there eligibility for specific groups?

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance serves homebuyers purchasing in Perkins, Oklahoma.

How do you apply?

Applications for Iowa Tribe of Oklahoma Bah-Kho-Je Housing Authority Down Payment & Closing Cost Assistance go through Bah-Kho-Je Housing Authority (Iowa Tribe of Oklahoma), which publishes the current terms and the application steps on its own site. Funds are reserved through As funds available. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Program terms are set by Bah-Kho-Je Housing Authority (Iowa Tribe of Oklahoma) and can change; confirm on the official site before you apply.